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Zopa: Smart Saver reviews

4.94
Based on 8,045 reviews, last reviewed 20th Mar 2026
81600% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent interest on savings Zoos offer excellent rates on their savings accounts and the process for opening accounts is very easy. Reviewed on: 20th March 2026
Laura M's avatar
Laura M

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8045)

Good competitive rates good CS as well

5
Good competitive rates good CS as well Reviewed on: 29th February 2024

My savings account encourages me to keep adding a li...

5
My savings account encourages me to keep adding a little to my pot. I didn’t realise I had enough money to book a holiday a first in years. My fixed account ensures funds are they next year a great sense of security. Thanks Zopa Reviewed on: 29th February 2024

Great app - easy to use and competitive rates

5
Great app - easy to use and competitive rates Reviewed on: 29th February 2024

Easy account, encourages me to save.

5
Very easy to open savings account and set up separate pots for different purposes. Easy to move money between pots if required. Deposits and withdrawals quick and easy. Helps me to keep track of my finances. Reviewed on: 29th February 2024

Very intuitive platform

5
Very intuitive platform offering value for money Reviewed on: 29th February 2024

Very easy to use and great products on offer

5
Very easy to use and great products on offer Reviewed on: 29th February 2024

Pick the interest rate you want

5
Easy to use smart saver and switch between products. Very good rates of interest. Reviewed on: 29th February 2024

It’s great - love the option to divide into pots for...

5
It’s great - love the option to divide into pots for easy management. Reviewed on: 29th February 2024

Fabulous .

5
They are a great company.wound recommend to friends. Reviewed on: 29th February 2024

very easy to use app & decent rates.

5
very easy to use app & decent rates. Reviewed on: 29th February 2024

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