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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8045 reviews)

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4.94

Based on 8,045 reviews, last reviewed 20th Mar 2026

81600% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent interest on savings Zoos offer excellent rates on their savings accounts and the process for opening accounts is very easy. Reviewed on: 20th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8045)

Good interest rates.

Good interest rates. Easy to use App which allows me to control my savings. Very fast payments when cashing out any funds. Love it. Reviewed on: 29th February 2024

Flexibility of saving goals

It’s brilliant to be able to move money between pots and to assign pots and savings rates depending on what you are saving for Reviewed on: 29th February 2024

Very straight forward and easy to apply.

Very straight forward and easy to apply. Good rates of interest offered. Reviewed on: 29th February 2024

So easy to set up and use.

So easy to set up and use. Just link to your bank account and it’s done. App is well designed and easy to use. Even for my 85 year old mum to open an account and she is able to add money to her savings account using the App Reviewed on: 29th February 2024

Easy to use, easy to access info on my funds, great...

Easy to use, easy to access info on my funds, great experience to date Reviewed on: 29th February 2024

Easy to use, straightforward.

Easy to use, straightforward. Good app, clear. Nice customer support team Reviewed on: 29th February 2024

Good savings

Really easy to use, chatbots out of hours are excellent Reviewed on: 29th February 2024

Good friendly service , always returning messages

Good friendly service , always returning messages Reviewed on: 29th February 2024

Perfect for both long and short term financial goals

Love being able to decide the notice period to be able to get a higher interest as it allows me to grow my money quicker for my longer term goals Reviewed on: 29th February 2024

Good app-based saving.

Good app-based saving is very convenient, and Zopa seem to kept it simple to use and efficient. Reviewed on: 29th February 2024

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