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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7494)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great bank and great rates

As I have never actually spoke to someone at Zopa I can only go by my experience on line. As I had never heard of Zopa I did do a little research of the company and was pleasantly surprised by the results. So I set up an account and have been pleased with how easy it was, the rates are very competitive to other banks. So would highly recommend them Reviewed on: 15th January 2026

Always easy to navigate the App transparent informat...

Always easy to navigate the App transparent information Reviewed on: 15th January 2026

Zopa was very easy to set up and use.

Zopa was very easy to set up and use. I saw that it was recommended on Martin's money tips and looked them up that it was a genuine bank and read the information about them and felt very reassured. Reviewed on: 15th January 2026

Easy to use fuss free

Easy to use app, service is very quick. Reviewed on: 15th January 2026

I have a loan and a credit card with Zopa

I have a loan and a credit card with Zopa -all communication with them has been clear from start to finish - very efficient with money in my account within hours of being accepted for my loan Reviewed on: 15th January 2026

Brilliant, easy to contact, everything explained in...

Brilliant, easy to contact, everything explained in detail. Very happy. Will always use this Company Reviewed on: 15th January 2026

Great Experience

This is a great bank. I had saved with them for a few years because of competitive interest rates. App is very easy to use. I would highly recommend. Reviewed on: 15th January 2026

Quick to set up, excellent interest rates quick with...

Quick to set up, excellent interest rates quick withdrawals Reviewed on: 15th January 2026

Amazing and smooth experience.

Amazing and smooth experience. One if the best i have experinced in many years Reviewed on: 15th January 2026

Very good quick efficient service.

Very good quick efficient service. Reviewed on: 15th January 2026

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