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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.81 (8148 reviews)

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4.81

Based on 8,148 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Excellent place to put your pennies, helpful advice...

Excellent place to put your pennies, helpful advice and great to see the savings grow Reviewed on: 29th February 2024

I'm new to Zopa, but very happy with my savings acco...

I'm new to Zopa, but very happy with my savings account. Reviewed on: 29th February 2024

Really reliable service and a great mobile phone app.

Really reliable service and a great mobile phone app. Savings pots work well, rates are competitive and transfers are almost always instant. What more could you want from a savings account? I mean this is a really long minimum character count Reviewed on: 29th February 2024

Love the app.

Love the app. The smart saver pots are great for stashing money away from temptation, and the interest rates were very competitive at one stage. I will be opening an easy access ISA with Zopa in the new financial year. Reviewed on: 29th February 2024

Good rates, good products.. couldn’t be happier

Good rates, good products. Clear app that’s very easy to use with a large range of products and services available Reviewed on: 29th February 2024

Simple to use on line savings account with good inte...

Simple to use on line savings account with good interest rate Reviewed on: 29th February 2024

Easy to use , great app and good interest rates.

Easy to use ,great app and good interest rates. Reviewed on: 29th February 2024

Excellent savings vehicle

Really clear site - easy to make deposits or withdraw….also very quick. If you needed to savings can be given different headings as specific savings potd Reviewed on: 29th February 2024

Brilliant app. Excellent interest rates.

Easy to use and intuitive app with easy to access savings with no penalties and excellent rates. Reviewed on: 29th February 2024

I have both borrowed and saved with Zopa.

I have both borrowed and saved with Zopa. The rates are great which ever product you choose. I would highly recommend zopa. Reviewed on: 29th February 2024

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