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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

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4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8046)

Very good, excellent service.

Very good, excellent service.Good saving rates , flexible accounts and access. Reviewed on: 30th January 2024

Fab savings rates, regular updates.

Fab savings rates, regular updates. Reviewed on: 30th January 2024

Great app, great products, good support.

Such an easy app to use with good support. I love that I can create different savings pots and lock in some to get a higher rate. Really helps me to manage my finances now I am retired. Moving money in and out is easy and quick. It’s really easy to see all the information around my pots quickly. I can see that new products are being added so it will be even better. Reviewed on: 30th January 2024

Fantastic experience always!

Fantastic experience always! Great customer service. Reviewed on: 25th January 2024

Great app

Easy app to use. Easy to move money around. Reviewed on: 23rd January 2024

Great online UK bank

The saving accounts were easy to set up and tracking the monthly interest on the accounts is very easy on the app. There are loads of other products to also choose from ISA, loans, credit card Reviewed on: 18th January 2024

Very easy and efficient way to maximise your savings...

Very easy and efficient way to maximise your savings and build pots for specific items or events. Transferring to and from your current account is so easy. It makes it so much easier to save money. Reviewed on: 17th January 2024

Great company for loans and saving

Been with Zopa for a humber of years, before and after they received a banking licence and there continuation to customer service and decent competitive savings rates have given me the confidence to remain a customer of zopa. Reviewed on: 16th January 2024

Superb app, quick withdrawals.

The app is excellent and money moves are almost instantaneous. Reviewed on: 15th January 2024

Great provider

Easy to use and accurate efficient service Reviewed on: 15th January 2024

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