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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

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4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8046)

Super easy and competitive rates

Super easy app to use and track. Great rates. Reviewed on: 15th January 2024

VERY EFFICIENT

Zopa works very efficiently and their communication is excellent. They update interest rates very quickly. Highly recommended. Reviewed on: 15th January 2024

Easy to do business with

Easy to do business with and review and manage accounts on the app Reviewed on: 15th January 2024

Easy to use, convenient savings account.

Easy to use, convenient savings account. Being able to separate money into pots is great. I love that there are variable rates depending on how much notice you give to access money. Reviewed on: 14th January 2024

Zopa is quick and easy to set up, great for managing...

Zopa is quick and easy to set up, great for managing your money by adding pots. But best of all is the interest rate and how quickly they increase it after a bank of England rate rise. Reviewed on: 14th January 2024

I’m a reluctant saver

I’m a reluctant saver but I’ve found this process very easy. You can add pots and monitor your progress. The app is great and very accessible, and I feel under less pressure to worry about how much I’m saving Reviewed on: 14th January 2024

Zopa's Smart Savings account is so helpful

Zopa's Smart Savings account is so helpful when I'm saving and planning for different things. I have a separate pot for all of my small savings, which makes it so much easier for me to manage. Reviewed on: 14th January 2024

A relief to have such a good provider

Easy to use. Great app. Excellent linkage directly with bank account. Reviewed on: 14th January 2024

Great app, very clear language.

Great app, very clear language. Easy to use to manage savings and move money. Reviewed on: 13th January 2024

Simple and easy

Simple and easy to use along with great rates Reviewed on: 13th January 2024

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