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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

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4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8046)

Competitive interest rates..

Competitive interest rates, versatile and periodic prizes Reviewed on: 9th January 2024

Zopa are so easy to deal with.

Zopa are so easy to deal with. We can deposit money easily and withdraw them just as easily. The interest rates are very competitive. We love using the app. Brilliant!! Reviewed on: 9th January 2024

Easy to track savings with the app

Easy to track savings, app is simple and quick Reviewed on: 9th January 2024

Easy intuitive & quick

Easy to sign up, transfer money, intuitive app, great rates Reviewed on: 9th January 2024

The best I've found

Simple, instant payments and withdrawals, and competitive interest rates Reviewed on: 9th January 2024

By far, the Smart Saver is one of the best savings a...

By far, the Smart Saver is one of the best savings accounts I have had. It's clear and easy to open, and with good interest rates. Reviewed on: 9th January 2024

Good interest rate

Easy to use, interest rates are good, notification about rate change are helpful Reviewed on: 9th January 2024

App is clear and easy to use.

App is clear and easy to use. Interest rates are market leaders. Reviewed on: 9th January 2024

Brilliant

Fantastic, such a simple account to operate. Reviewed on: 9th January 2024

Great value for money.

Great value for money. Everything is clear. Easy access. You can find everything in your App. Reviewed on: 9th January 2024

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