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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

32% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

I closed my Natwest savings account after transferri...

I closed my Natwest savings account after transferring the balance to Zopa. The interest rate with Zopa was atleast double and the option to have different accounts with different interest rates is exce for saving for things like holidays. Reviewed on: 29th February 2024

I love having my savings in my Zopa, I am so impress...

I love having my savings in my Zopa, I am so impressed with the interested rate. The app is so easy to use and has helped me save lots Reviewed on: 29th February 2024

Simple to use account

Simple to use account and has handy tips for other ways to save and also has info about other financial products Reviewed on: 29th February 2024

Good interest rates, but need to be more competitive

Good savings interest rates, but need to be nore competitive with other companies, like Chip. Reviewed on: 29th February 2024

Easy and quick to move money.

Easy and quick to move money. Not a bad rate of interest either but not the best. Reviewed on: 29th February 2024

everything just works.

everything just works. no surpises. no dramas Reviewed on: 29th February 2024

Easy to use, intuitive app.

Easy to use, intuitive app. Great savings rates. Reviewed on: 29th February 2024

PLEASE WITH SERVICE AND INTERST RATE PAID

PLEASE WITH SERVICE AND INTERST RATE PAID Reviewed on: 29th February 2024

Fab Service

Great. Would like joint accounts and interest paid to linked account automatically. Reviewed on: 29th February 2024

Zopa Smart Money saving account

The interest rate is competitive and the app is easy to use. Reviewed on: 29th February 2024

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