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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

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4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8046)

Its brilliant having the flexibility to choose a fix...

Its brilliant having the flexibility to choose a fixed saving period from 7 days to 95 days to suit my circumstances. Both in payments and out payments have been almost instant so reducing any stress at times when money is needed urgently. Reviewed on: 9th January 2024

Really nice app for a great, flexibe savings product

really nice app for a great, flexibe savings product with good rates of interest. it's a pleasure to use and helps support good savings habits. Reviewed on: 9th January 2024

Accessible account for rewarding saving

The Zopa Smart Saver account is very accessible and user friendly, with all functionality available within the mobile app. The interface is intuitive and the different levels of interest available to users via the 'boosted pots' feature, allowing amounts of money to be set aside for a fixed period of time at any point is a great way to maximise your savings, while also still having access to funds you might need in the nearer term. Reviewed on: 9th January 2024

Brilliant

Simple to open. Easy to view savings, easy to set up automatic top up of savings from bank account and easy to transfer savings to different savings pots, good interest rates. Good updates and contact. Reviewed on: 9th January 2024

Great!! Recommend

Easy to use, good savings rates, simple app, great service Reviewed on: 9th January 2024

Great app and reasonably good interest rates

I like the ability to have a range of different "pots" within the account. The app is very good and easy to use. The interest rates offered used to be excellent but have slipped a little now. Reviewed on: 9th January 2024

Excellent app and great savings rates

Excellent app, which makes it easy to move money in and out of the account. I also really like the pots within the app which mean that you can save money for different things. Really helpful telephone support when I've needed it. Finally very competitive savings rates. Reviewed on: 9th January 2024

Im with Zopa 5 years, and have had a good loan, also...

Im with Zopa 5 years, and have had a good loan, also have credit card and saving account, im glad and happy of all products Reviewed on: 9th January 2024

Easy to manage savings against goals.

Easy to manage savings against goals. I like that you still get interest within the period of requesting a pot is released to the funds becoming available Reviewed on: 9th January 2024

Excellent service and products never had any issues

Excellent service and products never had any issues Reviewed on: 9th January 2024

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