Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

View other Zopa products

4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8046)

ZOPA App - Easy, Informative, competitive Interest Rate

The ZOPA App is great and easy to use, all the key information is one the one screen (Interest Rate, your balance), and the Interest Rate is very competitive. Reviewed on: 9th January 2024

All round easy to operate savings account

Easy to open account easy to set up direct debit from bank account to make regular savings easy to withdraw to bank account transfer usually happens in minutes.very competitive interest which is added monthly. Reviewed on: 9th January 2024

I have had no issues with zopa and would highly reco...

I have had no issues with zopa and would highly recommend them to friends and family. The app works well and I feel confident that my money is safe and working well for me in their hands. I don't have any negative feedback regarding zopa. Reviewed on: 9th January 2024

Excellent account, easy to use app.

Excellent account, easy to use app. Reviewed on: 9th January 2024

The best savings product on the market hands down.

The best savings product on the market hands down. Market leading rates all the time with reliable monthly interest payments. Simple easy app to use and love the different pots which can lock away money for upwards of a month at better rates. Easily beats any high street product. Could not recommend this company highly enough, coming from a hard pressed saver, Zopa is a godsend. Keep up the great workl. Reviewed on: 9th January 2024

Simple Savings - Good interest

Very quick and easy to use. App is brilliant and money is transferred quickly. Reviewed on: 9th January 2024

It’s a joy to save with Zopa!

Amazing no fuss, easy to use savings account….. for the first time I actually enjoy managing my money!! Thank you Zopa, you are the best! i have recommended you to so many pf my friends and family. Reviewed on: 9th January 2024

Was everything I expected.

Was everything I expected. Had no problems with the app or the account. Reviewed on: 9th January 2024

Had some issues with transferring an isa from anothe...

Had some issues with transferring an isa from another provider Reviewed on: 9th January 2024

using the banking app is clear and straight forward.

using the banking app is clear and straight forward. Options for savings plans are user friendly. I can review my balance and move money with ease. Reviewed on: 9th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday e-Saver
from first direct 4.65 from 12 reviews
Savings
from Marcus by Goldman Sachs 4.73 from 107 reviews
Savings app
from Spring Savings 5.00 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Credit card
from Zopa 4.94 from 43500 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub