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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

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4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8046)

Simple and easy to use.

Simple and easy to use. You know where you stand. Reviewed on: 9th January 2024

Happy saver with Zopa!

I've been very happy with my experience with Zopa so far. The app is simple to use and I like the option of having different boosted pots offering a range of interest rates. Zopa were quick to react to BoE rate changes and increase the account interest rates accordingly. Reviewed on: 9th January 2024

Easy and quick, very informative.

Easy and quick, very informative. simplicity where a lot of others are complex. Reviewed on: 9th January 2024

I have not had a bad experience with zopa so i am ha...

I have not had a bad experience with zopa so i am happy Reviewed on: 9th January 2024

Very convenient with great rates

Very convenient to create and maintain the account, great savings rate, helped me with my first car hire, all went smooth. Reviewed on: 9th January 2024

Great app from Zopa

Love the Zopa app - really simple to use and easy to split money into different pots with different interest rates, Reviewed on: 9th January 2024

Easy experience to set up a savings account and ISA...

Easy experience to set up a savings account and ISA with excellent interest rates. Reviewed on: 9th January 2024

Simple to set up and create savings 'pots'.

Simple to set up and create savings 'pots' for whatever you want. Interest is better than elsewhere and keeping track is simple. Reviewed on: 9th January 2024

I get the best interest rates for an instant saving...

I get the best interest rates for an instant saving account. Top. Reviewed on: 9th January 2024

I use Zopas pots to help me budget my money and am s...

I use Zopas pots to help me budget my money and am successfully able to do this. Reviewed on: 9th January 2024

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