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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

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4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8046)

Smart saver easy to use

Opened smart saver easily. Able to add money and get prompt notifications. Easy to connect to current account. Decent interest rate and like monthly interest. Reviewed on: 9th January 2024

Good service and simple app

Good service. Easy to apply and operate account. Shame the rate dropped to make it less competitive. Reviewed on: 9th January 2024

Easy to boost savings and give notice

Easy to boost savings and give notice Reviewed on: 9th January 2024

I get to choose different types of accounts to suit...

I get to choose different types of accounts to suit my needs Reviewed on: 9th January 2024

Everything is very straightforward

Everything is very straightforward Reviewed on: 9th January 2024

Superb app

Very quick to open account, move money between accounts and within Zopa itself. Really well designed app, so much better than any other online banking service I use, and I love the fact I can lock pots for different lengths of time. Reviewed on: 9th January 2024

Multiple Zopa Products

I have several products with Zopa and I have always found them to be extremely helpfu; Reviewed on: 9th January 2024

Competitive savings rates

Competitive savings rates and choice of tiered rates to meet access needs. Reviewed on: 9th January 2024

Good rates and User Friendly App

Very pleased to have found this savings product. I was looking for something that was instant access with user definable savings pots. Zopa provides the perfect product for this and you can mix notice pots with instant access pots. The app is simple to use. Moving money in and out is quick and easy. And to make it all the better - the savings rates are good. Reviewed on: 9th January 2024

Flexible savings account

Very flexible savings account, easily managed online Reviewed on: 9th January 2024

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