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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 17th Jun 2025

99% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Such an easy app, a great way to save money Such an easy app, a great way to save money Reviewed on: 17th June 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Very easy to use

Zopa is brilliant - so easy to set ylup and transfer money and the choice of savings is very clear and easy to understand. I love the way you can open different savings pots for specific projects rather than having everything in one pot. The pots help to see how much you've built up for a holiday or kitchen project, for example. Reviewed on: 4th April 2023

Simple to use, feels less corporate.

I’ve had a longer term relationship with Zopa having been a fan of their innovative peer-to-peer lending. It just seems they’ve kept their great values and transferred some of their innovation and person-centred approach to the new platform. I like it. Reviewed on: 4th April 2023

Simple banking

Easy to set up an account and to manage it. Reviewed on: 4th April 2023

Good job guts

Been great really easy and great interest Reviewed on: 4th April 2023

Safe, trustworthy and great results quickly

I unexpectedly found myself in a position of having a large settlement after a break up and house buy out. I found myself very uneasy as I wasn't particularly knowledgeable about savings and investment, having used cash ISAs in the past to save for a deposit. I used Zopa for a car loan years ago and so I felt safe with their service and enjoyed using the app. When I had researched savings accounts I knew this would be the best option for me. In the 3 months I have used the account, I have already earned a great amount in my Smart Saver utilising the boost pot for a higher interest rate. I am so happy with Zopa and my parents are looking to open an account with them very shortly. Reviewed on: 4th April 2023

Future of saving

It has been a while since someone came up with a proper innovation in savings. Zopa have achieved this. The rates are very competitive and the flexibility top notch Reviewed on: 4th April 2023

Great rate, great app

Best in market interest rate. Very good app, super easy to use Reviewed on: 4th April 2023

A great service

I have nothing but praise for Zora. They offer a great hassle free service and one that has run smoothly for me since I started using them. Reviewed on: 4th April 2023

I've recommended Zopa to everyone!

Incredibly easy to set up, I love being able to have multiple pots to help achieve my savings goals and higher interest rates than my bank account. Reviewed on: 4th April 2023

Easy saving & great savings app

Love using ZOPA - it's very transparent and easy to use, all the savings rates are visible for each pot and I heartily recommend them for good rates too. Reviewed on: 4th April 2023

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