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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

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4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8046)

Good service and keeps me well inform

Good service and keeps me well inform Reviewed on: 9th January 2024

The best interest and bank around!

Easy to add and withdraw funds and the best interest rates I could find for a saving account. Beat my current banks anyway. Reviewed on: 9th January 2024

Speedy service, confident of the service we are gett...

Speedy service, confident of the service we are getting. Reviewed on: 9th January 2024

easy to use and decent rates!

easy to use and decent rates! what's not to love! never had any issues, easy to transfer money in and out. the pots feature makes saving for specific things easy, and allows me to lock money away without fuss! Reviewed on: 9th January 2024

Good saving options.

The saving options they offer give you what you are looking for whether easy access or a more long term access to help you save better Reviewed on: 9th January 2024

Quick money transfer and simple easy to use app

Quick transfer of money, simple easy to use app, and very good savings rates for easy access. Reviewed on: 9th January 2024

Simple use, flexible and offers good rates of return

Account setup and operation was simple and the app continues to be reliable to use. It provides flexible allocation of my money across varying instant access pots with decent rates. It is worth taking the time to fully understand how the pots work in terms of when they 'mature'. The only drawback was the necessity to install a(nother) dedicated app. Reviewed on: 9th January 2024

The best savings product I have used

Control over savings funds is really flexible and easy to manage. The decisions you make can be implemented in seconds and moving money into and out of your account is done instantly. The interest rates are very good where even funds with instant access earn good interest and the app guides the user well about boosting pots and the consequences of using notice periods on pots. This is the best savings product I have used. Reviewed on: 9th January 2024

Easy to use and great rates!

Easy to use and great rates! One click on my phone, security and away you go! Reviewed on: 9th January 2024

Simple quick and easy to use great app that is strai...

Simple quick and easy to use great app that is straight forward and simple to use Reviewed on: 9th January 2024

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