Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8049 reviews)

View other Zopa products

4.94

Based on 8,049 reviews, last reviewed 24th Mar 2026

81900% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Good rates and easily opened online. Good rates and easily opened online. Reviewed on: 24th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8049)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great way to save

App is easy to use and the interest rates are good. Reviewed on: 8th January 2024

Simple and straightforward to open an account

Easy process when opening an account, responsive customer service, clear comms. Reviewed on: 8th January 2024

Top of the charts

So simple and easy to use. The benefits and interest rates are amazing as times have been very hard for the Uk over the last few years. Thank you zopa Reviewed on: 8th January 2024

Easy to use app.

Easy to use app. Nice clear page design. Reviewed on: 8th January 2024

Very good service , highly recommended

Very good service , highly recommended Reviewed on: 8th January 2024

App is really easy to use and having a single nomina...

App is really easy to use and having a single nominated account for funding and withdrawals makes me confident of safety Reviewed on: 8th January 2024

Savings plan.

Just very good and the experience was made easy to get what you wanted. Thank you I got the package I wanted. Reviewed on: 8th January 2024

Very easy to apply and save good interest rates app...

Very easy to apply and save good interest rates app is easy to follow and use Reviewed on: 8th January 2024

Very easy to open a savings account and will be open...

Very easy to open a savings account and will be opening an ISA account soon Reviewed on: 8th January 2024

Since I joined Zopa the service has been great, the...

Since I joined Zopa the service has been great, the interest rate is also fantastic. Reviewed on: 8th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from South Manchester Credit Union 4.98 from 131 reviews
Fixed term savings account
from Zopa 4.92 from 1791 reviews
Savings
from Commsave Credit Union 5.00 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5949 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub