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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8050 reviews)

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4.94

Based on 8,050 reviews, last reviewed 25th Mar 2026

82000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Biscuit Tin Their Biscuit Tin Account such a clever concept to encourage saving with an extremely competitive interest rate, does what it says on the tin. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8050)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Never had an issue with Zopa

Never had an issue with Zopa always been great Reviewed on: 8th January 2024

Straight forward using the app, no problems once set...

Straight forward using the app, no problems once set to transfer/withdraw accessing my funds. Reviewed on: 8th January 2024

Zopa made setting up a savings account so easy

Zopa made setting up a savings account so easy and my monthly direct debit transfers funds to my account without me noticing or having to do anything Reviewed on: 8th January 2024

Great app with good levels of interest.

Great app with good levels of interest. Really easy to use and quick to transfer money in and out of the account. Reviewed on: 8th January 2024

Easy Access and Management

From initial set up to monitoring everything is easy and bureaucracy free. Great to be able to add and switch "pots" to focus on specific things you are saving for & change access timescales to get best rates accordingly. Reviewed on: 8th January 2024

High interest rate and excellent App.

High interest rate and excellent App. Reviewed on: 8th January 2024

Excellent service

Excellent service interest rates great and easy to use apps Reviewed on: 8th January 2024

Good communication, decent interest rates and easy t...

Good communication, decent interest rates and easy to use App Reviewed on: 8th January 2024

The app is great and easy to use and if you have a q...

The app is great and easy to use and if you have a question the customer support I has a quick response time. Reviewed on: 8th January 2024

Smart savings, si simple.

Very easy to manage, lots of accounts. Zopa regularly increases the interest rates. Access simple abd excellent. To move money tskes seconds. Withdrawal easy. Best ISA rates. Reviewed on: 8th January 2024

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