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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Safe, easy, savings.

Great to link Savings with my main Bank account, the app allows quick efficient transfers. Multiple accounts works well for planning future expenses such as holidays, tax etc and the rate of interest is excellent. Reviewed on: 8th January 2024

Saving pots is great idea love it!

Saving pots is great idea love it! Reviewed on: 8th January 2024

The future of personal savings.

So easy to set up, use, transfer money in and out. Best of all is the ability to create savings pots with interest rates to suit notice periods. Reviewed on: 8th January 2024

Debs review

Great never have any problems easy too access and die understanding Reviewed on: 8th January 2024

Easy to use, good value.

Easy to use, good value. Interest rate is pretty much competitive special with Smart. Reviewed on: 8th January 2024

Easy to use

Easy to use website and app couldn't be better Reviewed on: 8th January 2024

Top Quality

Started a while back. Love the flexibility of instant and notice pots. Really good Savings Accounts. It is so easy to switch between them, give Notice and I love the fact that my withdrawal goes straight into my Bank Current Account. I have recommended this to all my children and their partners. Reviewed on: 8th January 2024

Their site is easy to use

Their site is so easy to use and the rates are favourable Reviewed on: 8th January 2024

Very slick and great interest rate.

Very slick and great interest rate. Good app. Reviewed on: 8th January 2024

So easy to use

So easy to use to manage my savings Reviewed on: 8th January 2024

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