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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

easy to set up and good interest rates

easy to set up and good interest rates Reviewed on: 8th January 2024

Easy to set up and start saving.

Easy to set up and start saving. I can change the amount to save whenever I need to. Very convenient way to save. Reviewed on: 8th January 2024

Zopa is great!

Zopa is super easy to use and the interest offered is generous Reviewed on: 8th January 2024

Was good rates but not so now so will be moving mone...

Was good rates but not so now so will be moving money away Reviewed on: 8th January 2024

Simple to set up and use, with great interest rates

I opened a Zopa savings account after reading a recommendation from Martin Lewis. It's so easy to do, and the interest rates are the best around. I have paid in and withdrawn money with ease. Reviewed on: 8th January 2024

had no issues at all, system seems very efficient

had no issues at all, system seems very efficient Reviewed on: 8th January 2024

Safe, easy, savings.

Great to link Savings with my main Bank account, the app allows quick efficient transfers. Multiple accounts works well for planning future expenses such as holidays, tax etc and the rate of interest is excellent. Reviewed on: 8th January 2024

Saving pots is great idea love it!

Saving pots is great idea love it! Reviewed on: 8th January 2024

The future of personal savings.

So easy to set up, use, transfer money in and out. Best of all is the ability to create savings pots with interest rates to suit notice periods. Reviewed on: 8th January 2024

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