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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Easy to use

Really easy to open the account and use the app. Moving money around the account is simple and taking money out is really quick and easy. Reviewed on: 9th May 2023

Great!

Easy app to register and use. Great rate and service. I'm a first time online saver and an old.timer in my sixties but Zopa has made it easy and. Great! Reviewed on: 30th April 2023

Amazing pots saver

I have been using Zopa for a while now and they are really reliable and will tell you when the interest increases and the customer service online chat is ready handy if you have any questions! It’s amazing being able to store your money in to pots and being able to see them all there! Reviewed on: 14th April 2023

Easy to use and good interest rates

Love the different pots option and the interest rates are really good Reviewed on: 12th April 2023

Great Bank

Zopa is a great Bank to manage savings. The App is easy to use, and when withdrawing or adding money it's quick and easy. The interest rate is constantly good and has kept pace with the recent interest rate rises. I would highly recommend this trusted bank. Reviewed on: 12th April 2023

Fantastic

Easy to use app, excellent competitive rates, very clear. Reviewed on: 12th April 2023

Be a Smart Saver

Simple to access the site, the information and to use whenever you feel like being a Smart Saver. Smart rates of interest too. Reviewed on: 11th April 2023

Good product

Helps me save more each month. Good interest rates Reviewed on: 11th April 2023

So easy

I love that you get interest on any savings from easy access to 95day notice It is also very easy to view all savings and move money around or withdraw Reviewed on: 11th April 2023

Whats not to love ?!

So simple to use , even for a technophobe like me . Regular updates on any change in interest rates - winner winner in my eyes !! Reviewed on: 11th April 2023

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