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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
97% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Great, clear service.

5
Great, clear service. Best interest rates Reviewed on: 7th March 2026

Fantastic

5
Fantastic, easily accessible, very easy to navigate, makes banking manageable! Reviewed on: 7th March 2026

Zopa allowed me to sort my finances many times.

5
Zopa allowed me to sort my finances many times. They have a very competitive rate. Ease of use and quick. The service is excellent. I am thankful to Zopa. Thank toy Reviewed on: 7th March 2026

Best bank

5
Fantastic savings rates together with a simple to use investment platform and really easy loan application processes. Reviewed on: 7th March 2026

Savings rates...

5
I’m really enjoying the interest rates on the account and it’s a decent monthly savings amount. Reviewed on: 7th March 2026

Very good customer service and a helpful app which r...

4
Very good customer service and a helpful app which reminds me of what i need to check. Reviewed on: 7th March 2026

Easy and efficient.

5
Easy and efficient. I can transfer funds very quickly Reviewed on: 7th March 2026

Easy account to set up and manage.

5
Easy account to set up and manage. Reviewed on: 7th March 2026

Really easy to use and competitive rates

5
Really easy to use and competitive rates Reviewed on: 7th March 2026

Yopa great bank

5
Great experience using app and great rates of interest Reviewed on: 7th March 2026

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