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Zopa: Smart Saver reviews

4.94
Based on 7,180 reviews, last reviewed 7th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025
B Fox's avatar
B Fox

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Zopa savings are easy

5
Zopa savings are easy to set up and manage. The app is fun to use, the pots keep everything in order and the interest rates are competitive. What's not to love? Reviewed on: 16th April 2025

Using Zopa has been great

5
Using Zopa has been great, their app is well designed to make things straightforward and their customer service is excellent. Reviewed on: 16th April 2025

Straight forward app easy to access.

5
Straight forward app easy to access. Reviewed on: 16th April 2025

Savings account easy to maintain online and very goo...

5
Savings account easy to maintain online and very good interest rates Reviewed on: 16th April 2025

It is online banking with well designed app

5
It is online banking. The app is well design and easy to operate. The money transfer process is simple. There are many different saving options to choose. The bank interest rates are reasonably good. It is safe and secure to you. Reviewed on: 16th April 2025

Very easy app to use.

5
Very easy app to use. Adding or withdrawing money is very simple and virtually instantaneous. Running total of interest earned is helpful. Totally fuss free. Reviewed on: 16th April 2025

Great Interest Rate

5
I have been using Zopa's bank account and their Smart Saver and I am really happy with the favourable interest rate and flexibility of these products. Reviewed on: 16th April 2025

Great app and easy to manage accounts and excellent...

5
Great app and easy to manage accounts and excellent interest rates on savings, especially with instant access accounts. Reviewed on: 16th April 2025

I use Zopa for a number of their products including...

5
I use Zopa for a number of their products including a current account, savings account and a personal loan. I like the smart saver option as I'm able to open separate pots for each goal I want to save for. It's easy to withdraw and transfer money if needed. The application for managing Zopa products is user friendly. Reviewed on: 16th April 2025

A good rate and easily accessible

5
A good rate and easily accessible Reviewed on: 16th April 2025

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