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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Easy set up

The account is extra easy to set up and create separate savings pots, very easy access too Reviewed on: 26th April 2025

Good rates and service

Good rates and services. Would recommend to others. Reviewed on: 26th April 2025

Great bank great service great rates very happy with...

Great bank great service great rates very happy with zopa Reviewed on: 26th April 2025

Really easy to use excellent rates, zopa keep you in...

Really easy to use excellent rates, zopa keep you informed and up to date, money transferred quickly to bank accounts, can't fault this company. Reviewed on: 26th April 2025

All good.

All good. Easy to use. Good interest rate. Reviewed on: 26th April 2025

Easy App to navigate and use.

Easy App to navigate and use. I’m not tech friendly so the Zopa App suits me & my needs perfectly. Reviewed on: 26th April 2025

Easy to use app with no problems

Easy to use app with no problems. Excellent savings pots features which can be easily setup and money but into, alongside great savings rates. Reviewed on: 26th April 2025

Does everything i need.

Does everything i need and is so easy to use the app. Reviewed on: 25th April 2025

Super smart super saver..

The smart saver setup is the best I’ve encountered across many banks or deposit takers. It’s easy to navigate gate and use on the Zopa app and has, particularly for new users, some exceptional interest rates. Reviewed on: 25th April 2025

Zopa has made it easier to save money and get in the...

Zopa has made it easier to save money and get in the habit for the long term Reviewed on: 25th April 2025

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