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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

good rates easy app to use

Easy app to use good savings rates Reviewed on: 7th March 2026

Was good rates but can get better elsewhere now

Was good rates but can get better elsewhere now Reviewed on: 7th March 2026

Good app design and interest rates.

Good app design and interest rates. Reviewed on: 7th March 2026

Great, clear service.

Great, clear service. Best interest rates Reviewed on: 7th March 2026

Fantastic

Fantastic, easily accessible, very easy to navigate, makes banking manageable! Reviewed on: 7th March 2026

Zopa allowed me to sort my finances many times.

Zopa allowed me to sort my finances many times. They have a very competitive rate. Ease of use and quick. The service is excellent. I am thankful to Zopa. Thank toy Reviewed on: 7th March 2026

Best bank

Fantastic savings rates together with a simple to use investment platform and really easy loan application processes. Reviewed on: 7th March 2026

Savings rates...

I’m really enjoying the interest rates on the account and it’s a decent monthly savings amount. Reviewed on: 7th March 2026

Very good customer service and a helpful app which r...

Very good customer service and a helpful app which reminds me of what i need to check. Reviewed on: 7th March 2026

Easy and efficient.

Easy and efficient. I can transfer funds very quickly Reviewed on: 7th March 2026

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