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Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 8,051 reviews, last reviewed 25th Mar 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026
Sarah M's avatar
Sarah M

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Great service and app

5
Great service and app would recommend to all money in bank in 2hours Reviewed on: 5th April 2023
Kevin Howarth's avatar
Kevin Howarth

Hassle free and secure

5
Zopa makes saving easy to do and plan with their various different projects for saving you can have on your account. As well as this, the set up process was really quick and efficient and all your management can be done from your phone. Although it takes a while for money to show up on your account after it has been transferred, it is a good app and solid way to bank. Reviewed on: 5th April 2023
Edward Fearn's avatar
Edward Fearn

Very good

5
A breath of fresh air for banking, so simple and easy to use and I feel like I can trust Zopa implicitly. Reviewed on: 5th April 2023
Ian's avatar
Ian

Excellent savings account

5
Always kept up to date with any changes made to the account, easy access around the app too. Reviewed on: 5th April 2023
Bryony 's avatar
Bryony

Super Easy!

5
Such an easy app to use, clearly laid out and great rates which can be improved by locking money away in different pots for short periods, much better than a traditional bank! Reviewed on: 5th April 2023
L Collins's avatar
L Collins

Very Easy to set up

5
I found it extremely easy to set up my savings account and it is very convenient to manage my savings via their easy to navigate app. Reviewed on: 5th April 2023
Lol's avatar
Lol

Excellent savings account

5
Super easy super clear super rates Reviewed on: 5th April 2023
Carole Pittaway's avatar
Carole Pittaway

How Easy

5
Easy to set up & App is simple to use. Reviewed on: 5th April 2023
Carol's avatar
Carol

Easy to use

5
Opened an account by down loading app and linking to my Current account. Quick and easy. Only transferred a small amount to start with as I had never used an app like this before. Everything went smoothly, just as advised, and am now confident and l am earning a better rate on my savings. Recommend to my son and he is using as well. Reviewed on: 5th April 2023
Linda's avatar
Linda

So easy

5
Great interest rates, choose & name saving pots with even better rates over 7, 31 & 95 days. All so easy to keep track. No complications which I like, keep it up Zopa your making all your competition look soooooo bad. :) :) :) Reviewed on: 5th April 2023
Mike B's avatar
Mike B

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