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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Interactive.

Easy to use and great range of options. Reviewed on: 7th April 2023

Making saving easy

So easy to set up the account and link my current account. Money moves quickly with a quick touch of the button Reviewed on: 7th April 2023

Fantastic savings product and timely rate increase

Fantastic savings product and timely rate increases, they increase saving rates just a few days after the bank of England. App is easy to use too. Reviewed on: 7th April 2023

Smart saving system

Very flexible saving pots that makes it very easy to adjust to your current requirements Reviewed on: 7th April 2023

Quick and simple

Love the app and competitive interest rates! Reviewed on: 7th April 2023

Ahead of the pack

Zopa interest rates were well ahead of most other banks. The others have now woken up but I’m afraid they have missed out. People can’t hang about waiting for there bank who they have been with for years to up there interest rates when banks like Zopa are giving such good rates Reviewed on: 7th April 2023

Interest rates

Have used Zopa for a loan many years ago. Decided to look at them for savings rates which I found very competitive and they update them when interest rates change unlike the high street banks. Keep up the good work!! Reviewed on: 7th April 2023

Recommend

I have recommended Zopa to family members, friends and work colleagues. I have received many very positive comments and big thank yous for the recommendation. Reviewed on: 7th April 2023

Great App. Great Rates

App allows you to manage pots of savings, simple and easy to use and great interest rates Reviewed on: 7th April 2023

Great

Really good and easy to use. Much better rate than my high street bank Reviewed on: 7th April 2023

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