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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 17th Jun 2025

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Such an easy app, a great way to save money Such an easy app, a great way to save money Reviewed on: 17th June 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Effortless Savings

Easy to put money into my account and seeing the interest being added! Great interest rate too! Reviewed on: 3rd April 2023

Very easy to use and good rates

I’ve been using Zopa for a few months now and they have the most competitive rates and an easy to use app Reviewed on: 3rd April 2023

Easy to set up, easy to use

I am a fan of the ease of setting up the account, how easy it was to use the app, and the competitive interest rates. I quite like the different types of notice savings accounts as well and how you can have different accounts for different goals. Reviewed on: 3rd April 2023

Simply the best

I chose zopa purely because of the ease and great rates on their saver accounts. The service is the best I've had and nothing is too much trouble. I highly recommend Reviewed on: 3rd April 2023

I am happy to be a customer

The Zopa Smart Saver account is brilliant. During a time of high and persistent inflation it is more important than ever to be with a provider with great interest rates and interest rates that quickly adapt to the changing state of the economy, that is what you get with Zopa. There must have been at least 3 rate interest rate increases in the last 6 months alone and Zopa is rarely out of the top easy access savings accounts on Money Saving Expert. But although people tend to focus on interest rates when looking at savings accounts, they are not the only thing that make Zopa so amazing. Zopa allows you to create saving pots, so you can split your savings and track how much you have towards your various saving goals. Additionally Zopa lets you give your savings a boost, so that by fixing your savings for as little as 7 days you can access better interest rates still. And all of this is made super easy to manage on the Zopa which has a really user friendly interface and enables access to all of the features you need as well as there terms and conditions (which I have read). I would recommend Zopa to everyone, especially passive savers who don’t continually actively seek the best interest rates as Zopa is normally one of the best. If Zopa keeps doing what it is doing I will be a customer of their Smart Saver account for a long time. Reviewed on: 3rd April 2023

Amazing, easy to use app, transformed our savings habits

I've set up separate pots for all my savings needs, everything is really clear and easy to use. I love the app and have recommended zopa to so many people. Reviewed on: 3rd April 2023

Good

Good account ,............................. Reviewed on: 3rd April 2023

CONSISTENTLY GOOD

SINCE TRANSFERRING TO ZOPA THEY HAVE BEEN RIGHT IN THE TOP FLIGHT OF INTEREST RATE PAYERS FOR SAVINGS ACCOUNTS. SIMPLE TO USE AND WELL RECOMMENDED. Reviewed on: 3rd April 2023

Brilliant app and service

Moving my savings to Zopa was the best decision I have made. I’m able to easily control my ‘pots’ and access or boost my money as required. The app gives me the flexibility to manage my finances on the go and I‘m able to quickly and easily deposit or withdraw cash when I need it. 10/10 Zopa! Reviewed on: 3rd April 2023

Best Rates with Most flexibility

As well as the best rates around for an easy access saver you also get the opportunity to increase the interest rate by adding by moving money into notice pot with anything from 7 days notice upwards. Gives you the maximum flexibility for my savings and to top it all the app is so easy to use. Reviewed on: 3rd April 2023

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