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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Very smart saver

It’s so easy to save with this app, have different pots and great interest rates. Super user friendly too. Love it Reviewed on: 5th April 2023

Excellent

Superb service Excellent information and excellent customer support Reviewed on: 5th April 2023

Excellent, reliable service with unbeatable rates.

I found Zopa whilst looking for good interest rates for my savings whilst being an alternative to the big established high street banks. Zopa Support answered all my questions before I opened my account and opening the account was easy. The app is reliable and easy to use, withdrawing/depositing money is really fast and the interest rates are better than anything I've seen elsewhere Reviewed on: 5th April 2023

Excellent savings accounts

The app is very easy to use, the interest rates are very competitive and I love the fact that you can easily create different pots to keep track a variety of savings goals. Reviewed on: 5th April 2023

very happy

Very good, no complaints. Thank you. Reviewed on: 5th April 2023

Easy quick access and transactions

Transfers in and out straightforward. Reviewed on: 5th April 2023

top rates and service

Among the best rates and you can create pots for each saving goal which really helps to monitor gosls Reviewed on: 5th April 2023

Smart Saver

Flexible saving options and easy to use interface makes this a brilliant option. Reviewed on: 5th April 2023

Excellent product

Easy to use and maximise interest rates with the weekly, monthly and 3 monthly saving options. Reviewed on: 5th April 2023

Brilliant App & top interest rates

I love the ability to create savings pots, which pay top rates of interest. The App is very slick and user friendly. Reviewed on: 5th April 2023

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