Write a review

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

View other Zopa products

4.94

Based on 7,180 reviews, last reviewed 17th Jun 2025

58% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Such an easy app, a great way to save money Such an easy app, a great way to save money Reviewed on: 17th June 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (7180)

Great rates and app

Love the ease of managing my savings via the Zopa app and the rates have been some of the most competitive Reviewed on: 3rd April 2023

Tooooo easy

Zopa*s smart saver makes it too easy to save. Competitive interest rates and regular monthly payments you can top up (to the limit) anytime you want to with easy access, just in case you need it. Reviewed on: 3rd April 2023

Easy to use and great returns.

I have my money saved with Zopa, the app is simple to use and the interest rates I get are very competitive so I'm very happy and highly recommend. Reviewed on: 3rd April 2023

Easy and good rate

Very happy with ease of use and automated update to rates Reviewed on: 3rd April 2023

Zopa are easy to do business with

It’s a very simple process to add or withdraw funds, so easy to do business with Zopa…..plus interest rate gets improved when the base rate changes Reviewed on: 3rd April 2023

Easy to manage savings

Having researched various savings options I decided to give Zopa Smart Saver a go and I have not been disappointed. The app is easy to set up and the saving pots make managing my money really straightforward. Reviewed on: 3rd April 2023

Best Savings Account

With four tiers of savings all under one roof, and by far the best rates available for quite some time - this is the go-to app for savings in 2023! Reviewed on: 3rd April 2023

Fantastic savings app.

Zopa provides a very smart and smooth experience when using their app. They constantly increase their rate of savings and do so quickly after any change in the boe base rate. Highly recommend zopa. Reviewed on: 3rd April 2023

Savings for Xmas

Extremely easy to use and really helped me save Reviewed on: 3rd April 2023

great account

Zopa acoount is easy to use, simple to set up and track your savings. can add a fixed amount to be saved every month without incurring fees as other platforms do. Account is also free from fees, Very happy with my account and the service provided. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

eSavings
from Lloyds Bank 3.92 from 26 reviews
Savings
from The Cumberland 5.00 from 17 reviews
Savings
from Bank of China (UK) 5.00 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Personal loan
from Zopa 4.94 from 65247 reviews
Fixed term savings account
from Zopa 4.93 from 1784 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub