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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Market leasing rates

Very easy uo open and manage the account - consistently good rates and very quick to raise the interest rates and the bare rates rise . Very pleased with service received Reviewed on: 6th April 2023

Good interest on flexible current account

Easy to open current account with decent interest rate, which is adjusted with each increase in the BOE rate. Reviewed on: 6th April 2023

Ahead of the curve and top rates

Ahead of the curve in terms of allowing you to lock money away for a very short timeframe and get a better return as a result. The rates across the board are up there with the best. Reviewed on: 6th April 2023

Smart saver with smart interest

Great rates, great service, great app. Simple product without catches Reviewed on: 6th April 2023

Best bank!

Best interest rates on savings. Smooth onboarding Reviewed on: 6th April 2023

Great rates

Great products and good value for money Reviewed on: 6th April 2023

Amazing product

Easy to use and great rates, I’m moving most of my savings there Reviewed on: 6th April 2023

Amazing app

Super easy to use, great features, improving my saving behaviour loads Reviewed on: 6th April 2023

Awesome

So easy, so effective. Easily the best of the best in this area, 10/10!! Reviewed on: 6th April 2023

One of the stand out savings accounts

Easy to set up account. Quick to update interest rate. Simple to use app. Reviewed on: 6th April 2023

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