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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Fun and easy to use with decent rates

Zopa is different and much easier to use than other bank accounts I've used. Nice to see some innovation along with good rates in the banking sector. Reviewed on: 5th April 2023

Excellent app-based online bank with excellent interest rates.

The app is simple, yet powerful and efficient, whilst being very easy to use. Boosted pots are an added bonus and can help saving and budgeting, whilst earning enhanced rates of interest. Excellent savings platform. Reviewed on: 5th April 2023

Easy to use well explained app.

Zopa have an easy to use well explained app, communication is effective. Reviewed on: 5th April 2023

Simple easy to use

Simple straight to the point saver that just works, no hassle Reviewed on: 5th April 2023

Best savings rate

Easy to use and competitive rates Reviewed on: 5th April 2023

Great Saving Account

Zopa Smart savings is a great account if you want to save money and earn a great interest at the same time. Its easy to use and manage online and via the app. Reviewed on: 5th April 2023

Highly recommend!

Easy to work and manage my accounts on the app and customer service always replies to you as soon as they can. Not to be mention the great interest rates which are far higher than some high street banks! Would definitely recommend! Reviewed on: 5th April 2023

Decent % and more choice

At a time when most banks are offering pitiful interest on savings, Zopa are offering market leading returns and the option to get a little more by the different notice periods. I find this useful as I know I may need X amount in the next month but y amount may not be required until 3 months time etc. Reviewed on: 5th April 2023

Excellent savings account

Easy to set up, great app, brilliant rates, speedy updates to rates if the BoE changes. Reviewed on: 5th April 2023

Smart saver

Great rates and really easy to use. The ability to have multiple saving pots in one place is brilliant. Reviewed on: 5th April 2023

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