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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to manage

Their SmartSaver accounts are easy to manage. The app is easy to use and the interest rates are really good Reviewed on: 6th April 2023

Straightforward saving

Easy and efficient - clear and fun to use app. Transparent and does what it claims to. Reviewed on: 6th April 2023

Good interest, easy access, easy to set up

Was looking for good interest, with easy access to my money, Zopa have been great to deal with Reviewed on: 6th April 2023

Useful App

Easy to use and excellent interest rates Reviewed on: 6th April 2023

Great platform and most competitive rates!

Great platform and most competitive rates! Easy to use app Reviewed on: 6th April 2023

Great provider

Money sent in gets updated very fast to show on your account. You get notified every time when savings rates are changed. Reviewed on: 6th April 2023

Excellent rates and easy to use

The Zopa online savings app is easy to set up and use, as well as having excellent interest rates. I love the ability to set up multiple pots to add money into. Overall an excellent product. Reviewed on: 6th April 2023

Esay set up tranfer money on the button

Happy customer since Nov 2022.transfer money in and out and recieve interst instead of sitting in current acc Reviewed on: 6th April 2023

excellent range of products. Easy to deal with and very friendly staff to speak with in person.

imaginative saving schemes which are attractive to everyone but especially to children to encourage them to save. Reviewed on: 6th April 2023

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