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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Great account - very easy to use!

Easy set up and competitive rate of interest. Easy to use app! Reviewed on: 5th April 2023

The Cow Jumped Over the Moon!

Yep yep hey diddle diddle!!..... In simple terms I am super happy and thrilled with my account! Extremely efficient, easy to use and very informative. So pleased I discovered you when researching! The ZOPA word is now part of my vocabulary to promote such a fab service! Have swung a few folk and father on to it! Thank you Reviewed on: 5th April 2023

Easy Savings!

Saving with Zopa has been easy, fun and flexible! I love that I can lock money away for different lengths of time to receive higher interest rates, and also keep some available for instant access. The app is very easy to use. Happy customer! Reviewed on: 5th April 2023

Best Saver

I easily opened a saving account with Zopa . Rates are great. You can boost your rate by saving more or long term. The App is excellent. Easy to move money around. A fantastic modern company putting customers first. Reviewed on: 5th April 2023

Perfect Customer Driven Saver

Great offers available for different savers and brilliant information provided to make saving a breeze! Reviewed on: 5th April 2023

Easy all round!!

This is so easy to set up. The app is great - again very easy to use!! You can have as many pots as you like. And watch your balance grow monthly!! I love it!!!! Reviewed on: 5th April 2023

All my money in one place

Zopa is easy to use and has good interest rates. Reviewed on: 5th April 2023

Hassle free set up

Happy to say that using Zopa has been hassle free and easy. Reviewed on: 5th April 2023

Great service

Very easy to open the account and use. Reviewed on: 5th April 2023

So easy

Zopa is an amazing way to save. It's so easy to transfer money in and out of the account, and you can see exactly what's in your savings at a click! Reviewed on: 5th April 2023

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