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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Great straightforward process for an old timer like me

Zopa app makes handling your finance so much simpler and is an efficient way of controlling your savings. Reviewed on: 6th April 2023

Super for Savings

Super easy to use. Boosted pots are great for locking away savings you don’t need. Bank transfers for paying in work really well. Cannot fault it! Reviewed on: 6th April 2023

Interest rates veryfavourable

I find the Zopa app very easy to use and the interest rates very good, I was getting very little from Barclays. Interest is paid monthly and I can really see the benefit on my savings. Reviewed on: 6th April 2023

Competitive rates and easy to use app

Very satisfied. Been using Zopa for a year. Have 3 accounts with differing rates. So easy to access, deposit and withdraw money. Usually completed within hours. My money is working harder for me having this flexibility. Reviewed on: 6th April 2023

Zopa are easy to use and access on transfers are quick and reliable

No problems, easy and simple to use no problems transferring money. quick and accessible Reviewed on: 6th April 2023

Easy to set up and easy to manage

Easily set up account in a short time, very easy to manage pots in Zopa accounts and transfers to other bank accounts, recommended to friends and families who all agrred. Reviewed on: 6th April 2023

Easiest, most flexible savings app out there

Very easy to set up and allows you to move money between different savings pots to maximise your return but you are in control. Amazing app recommended to numerous friends. Reviewed on: 6th April 2023

Zone of possible agreement

Zopa usually has the highest interest rate and is also the quickest to increase it. The flexibility to create pots and boost them gaining more interest is great. Only con is you cannot put more than 85k in. Reviewed on: 6th April 2023

Great saving app

Easy to use, easy access, great service. Reviewed on: 6th April 2023

So easy to set up

I set up an account on line and have already earned great interest, unlike high street banks the interest rate rise is passed on as soon as it goes up. Monthly interest added to savings is great Reviewed on: 6th April 2023

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