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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Great bank

I have a credit card and also a smart saver account,and both are run efficient,never a problem with them, highly recommended. . Reviewed on: 5th April 2023

Great value savings poroduct

Zopa is an app based savings account that is consistently a the very top end of the highest interest rate payers. Zopa offers a range of options from instant access across 7, 31 and 95 day notice options each with a market leading interest rate. The app is simple to use and provides a great option for those looking for a straight forward route to ensuring their cash is working as hard as possible for them Reviewed on: 5th April 2023

Great for savers!

Consistently and frequently update their savings rates alongside any changes to the base rate. Their dynamic and rapid responses to any changes help you, as a saver, feel valued and not as completely ripped off by the current changes and rate rises as some larger banks and lenders make you feel. Reviewed on: 5th April 2023

Smart saver

Zopa helps you all the way to save easily and progressively and it pays to watch that cash pot grow even in tiny steps Reviewed on: 5th April 2023

.smart saver

Great bank for savings and smartsaver product is so flexible and very easy to use mobile app Reviewed on: 5th April 2023

Sooooo easy!

User friendly banking app with great rates! Reviewed on: 4th April 2023

Easy savings

My Zopa savings account is so easy to use and all my family have got a Zopa account so l would highly recommend anyone to open a Zopa account..... Reviewed on: 4th April 2023

Efficient app to open high rate account

App was excellent, so easy to open the account and deposit funds. Great flexibility in notice accounts and competitive interest rates. Reviewed on: 4th April 2023

Simple to use and good interest rates

The app makes transferring funds into my saver account simple to do. Better still, I can set up pots for various saving needs. Great stuff Reviewed on: 4th April 2023

Great and easy access

Good instant access bank account with good rates. Easy to access and almost immediate bank transfers. Pilsner bank elsewhere! Reviewed on: 4th April 2023

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