Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

View other Zopa products

4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8051)

Great savings app

I moved my savings into Zopa smartsaver because the interest rates were good. Zopa have kept on applying the new rates as they have increased which is great to see the monthly increases. The app is very user friendly and you can create different pots with varying access criteria to suit your needs. It's easy to deposit and withdraw to a linked account, and the money is available within a few hours at most. I would highly recommend. Reviewed on: 5th April 2023

Good service

I applied for loan,and was soon accepted, good interest rates etc, uncomplicated system,highly recommend. Reviewed on: 5th April 2023

Good savings account

This is a very good savings account as it lets you move different amounts of money into individual pots with different interest rates. Therefore I can get a higher interest rate by locking away my money but the time period is not too long to wait before I can get hold of the money again. This is better for me so I don't have to use a fixed term savings account of 1 year to get a good interest rate on my savings. Reviewed on: 5th April 2023

Easy, Convenient

Very simple to set up accounts, good incentives to use different pots and all on my phone. Reviewed on: 5th April 2023

Great, easy savings product

Easy to set up, rates get passed on, I'm notified when my money has arrived and the boosted pots feature gives me control over my savings all in one place. Reviewed on: 5th April 2023

The best interest rates

This was such an easy account to set up, the app is clear and allows easy access to accounts. Transferring money is equally simple and the interest rates are outstanding. Reviewed on: 5th April 2023

Zopa - Trusted, Rewarding and Convenient

Absolutely brilliant Online Savers account, market leader to offer most competitive savings rate first in the market. I have online savers with 3 other banks but experience with zopa is outstanding. Less complicated app, terms, easy to understand process. Reviewed on: 5th April 2023

Just a great app and great interest!

Lovely app to save with and it’s all in one place for you to manage and monitor! Reviewed on: 5th April 2023

Best savings account

I have money in 3 different easy access accounts and Zopa gives me the best rate of interest by far Reviewed on: 5th April 2023

Excellent service and excellent rates of interest.

Credits to the account are practically instantaneous. Excellent service and excellent rates of interest. Reviewed on: 5th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Leek Building Society 4.92 from 5043 reviews
Savings
from Charity Bank 4.83 from 4 reviews
Savings
from Acorn Community Bank 4.94 from 384 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub