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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Very good very epic

Very good very epic I like saving money Reviewed on: 5th April 2023

Good to Go

Not having been with Zopa very long, so far I have had a good experience and hope that will continue. Seem efficient and website well set up. Reviewed on: 5th April 2023

Brilliant!

Recently set up a Smart Saver account with Zopa - competitive rates and the app is very easy to use. Would recommend to anyone. Reviewed on: 5th April 2023

Great rate and easy setup

Great rate offered on savings and easy setup. The app is very user friendly Reviewed on: 5th April 2023

Easy to use

Very flexible, user friendly and competitive rares. I like the options of saving pots all in one app. Very speedy transfer in and out. Reviewed on: 5th April 2023

Simple and flexible

A simple to use account with many flexible options for savings pots. I'd definitely recommend this to anyone comfortable using a mobile phone. It would be an improvement for the future if there was an option to manage the account from a laptop though. Reviewed on: 5th April 2023

Simple process to open and manage

Really easy opening experience, I like how you can name your pots and boost them as you wish. Reviewed on: 5th April 2023

Great product

Very easy to use and competitive interest Reviewed on: 5th April 2023

Saving made fun!

The boost feature is excellent and makes saving feel fun and enjoyable, coupled with excellent interest rates that continue to increase on a regular basis Reviewed on: 5th April 2023

Easy to be apply

Zopa were very helpful quick and easy to apply and they kept me updated every step of the way it is also nice and easy to settle early Reviewed on: 5th April 2023

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