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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Simply the best

Heard about zopa on money saving expert,So knowing they are protected by the financial guarantee .I invested and they don't disappoint,the quickest to raise their rates everytime.with constant updates....Simply the best. Reviewed on: 4th April 2023

Top Best Savings App

Security, best rates, easy to use, magic! Brilliant way to save but have quick access to your money when you need it. I will be saving some more soon, Thank you. Reviewed on: 4th April 2023

Smart Saver

Simple application process & easy to use app, what’s not to like! Bonus of good interest rates as well. Reviewed on: 4th April 2023

Excellent

Being a rate Tart I have moved my savings several times, often with stress involved with ensuring all boxes are ticked and my password doesn't include my birthday or my favourite breakfast ingredient - we all know the drill. Zopa was a lot simpler yet still secure. Since moving to it the rates, and the specific pots that you can create for different reasons, have remained easy to access, understand and move. Money paid in, or taken out happens quickly without the lag so you are not sitting around waiting for confirmation. All in all highly recommended. Reviewed on: 4th April 2023

Simple to set up and use

Best savings account from far at the moment. Reviewed on: 4th April 2023

Smart saver

Excellent product and services. I have got a great interest rate on my account Reviewed on: 4th April 2023

Really competitive savings account

Really positive experience with Zopa regularly improving savings rates Reviewed on: 4th April 2023

Easy way to save

This account has a really easy app to use and makes it really easy to save. No hassles at all so far! Reviewed on: 4th April 2023

Zip Zap Zop-a-ing into my life

New customer after discovering zopa has a higher saving interest rates compared to other providers. "Boosted pots" for a fixed time is a really nice way to help save money for different things in life. Really easy to use. I was really worried that it is going to be troublesome to "give notice" for the boosted pots but in fact it's really easy, with one-click of a button. No need to write email/letter. Such a simple way to manage my finances. It is also fscs protected for peace of mind. Would recommend! Reviewed on: 4th April 2023

Simple and easy

Zopa has made is so easy to manage my savings, separate them into pots and has great interest rates! Reviewed on: 4th April 2023

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