Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8147 reviews)

View other Zopa products

4.82

Based on 8,147 reviews, last reviewed 12th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great to see interest building up due to great rates. Great to see interest building up due to great rates. The app is simple to use. It's really easy to add/withdraw money, or move it between Zopa accoun... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8147)

Perfect Customer Driven Saver

Great offers available for different savers and brilliant information provided to make saving a breeze! Reviewed on: 5th April 2023

Easy all round!!

This is so easy to set up. The app is great - again very easy to use!! You can have as many pots as you like. And watch your balance grow monthly!! I love it!!!! Reviewed on: 5th April 2023

All my money in one place

Zopa is easy to use and has good interest rates. Reviewed on: 5th April 2023

Hassle free set up

Happy to say that using Zopa has been hassle free and easy. Reviewed on: 5th April 2023

Great service

Very easy to open the account and use. Reviewed on: 5th April 2023

So easy

Zopa is an amazing way to save. It's so easy to transfer money in and out of the account, and you can see exactly what's in your savings at a click! Reviewed on: 5th April 2023

Great bank

I have a credit card and also a smart saver account,and both are run efficient,never a problem with them, highly recommended. . Reviewed on: 5th April 2023

Great value savings poroduct

Zopa is an app based savings account that is consistently a the very top end of the highest interest rate payers. Zopa offers a range of options from instant access across 7, 31 and 95 day notice options each with a market leading interest rate. The app is simple to use and provides a great option for those looking for a straight forward route to ensuring their cash is working as hard as possible for them Reviewed on: 5th April 2023

Great for savers!

Consistently and frequently update their savings rates alongside any changes to the base rate. Their dynamic and rapid responses to any changes help you, as a saver, feel valued and not as completely ripped off by the current changes and rate rises as some larger banks and lenders make you feel. Reviewed on: 5th April 2023

Smart saver

Zopa helps you all the way to save easily and progressively and it pays to watch that cash pot grow even in tiny steps Reviewed on: 5th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Ecology Building Society 4.85 from 582 reviews
Savings
from Hodge Bank 4.27 from 6 reviews
Savings
from Clockwise Credit Union 4.74 from 1929 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub