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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Simple to use, great interest rates

I found Zopa when I was looking around for a savings account option that gave better interest rates than the high street banks. Zopa is super easy to use and makes it so simple to set up multiple savings 'pots' to organise your savings goals. Plus, there is also the option to 'boost' a pot and earn even more interest on your money depending on how much notice you want to give in order to access your money. Transferring money in and out is a simple process and usually only takes about 10 minutes to receive. Reviewed on: 4th April 2023

A very good app

It does not get any easier and more efficient than Zopa smart saver After opening account. Simply open your banking app and follow simple instructions to transver or withdraw money and choose your smart saver product too rat3sxof intrest in this sector and more if your willing to tie up for up to 95 days I love this product and feel very confident and most of all safe using it Reviewed on: 4th April 2023

Seamless expierance

Saving on line is always a scary experience but with Zopa my fears were diminished very quickly, in fact it was a seamless experience and my confidence grew the more we used them. Best interest rates ever with a very user friendly APP what's not to like! Reviewed on: 4th April 2023

Simply the best

Always great rates, interest rate rises are quickly passed on to the customer. Great user friendly app. Reviewed on: 4th April 2023

Easy!

Very easy - quick set up, competitive rates. Good communication! Reviewed on: 4th April 2023

Excellent savings account

Excellent savings account and great interest rates! Reviewed on: 4th April 2023

Customer First

Excellent service and quick to pass on benefits to the customer. Reviewed on: 4th April 2023

Good platform

Competitive savings rates and offers multiple savings pots Reviewed on: 4th April 2023

Simple and effective savings

Easy initial set-up, quick transfers from linked bank account and the savings pots are a great feature. Very competitive interest rate. Reviewed on: 4th April 2023

Hassle Free Savings

I love using the Zopa App - it's takes all the hassle out of saving on a regular basis, something I have always put off as I can't get to the high street bank! Now I can move money and save with ease from the comfort of home! Fabulous! Reviewed on: 4th April 2023

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