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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8147 reviews)

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4.82

Based on 8,147 reviews, last reviewed 12th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great to see interest building up due to great rates. Great to see interest building up due to great rates. The app is simple to use. It's really easy to add/withdraw money, or move it between Zopa accoun... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8147)

.smart saver

Great bank for savings and smartsaver product is so flexible and very easy to use mobile app Reviewed on: 5th April 2023

Sooooo easy!

User friendly banking app with great rates! Reviewed on: 4th April 2023

Easy savings

My Zopa savings account is so easy to use and all my family have got a Zopa account so l would highly recommend anyone to open a Zopa account..... Reviewed on: 4th April 2023

Efficient app to open high rate account

App was excellent, so easy to open the account and deposit funds. Great flexibility in notice accounts and competitive interest rates. Reviewed on: 4th April 2023

Simple to use and good interest rates

The app makes transferring funds into my saver account simple to do. Better still, I can set up pots for various saving needs. Great stuff Reviewed on: 4th April 2023

Great and easy access

Good instant access bank account with good rates. Easy to access and almost immediate bank transfers. Pilsner bank elsewhere! Reviewed on: 4th April 2023

Perfecto

Simple and easy to use amazing rates good customer service just perfecto... Reviewed on: 4th April 2023

Easy and accessible

Didn’t take long at all to setup and very easy to manage savings into different pots Reviewed on: 4th April 2023

Easy setup, good rate of interest

App based account easy to set up competitive rates of interest and tiered rates for linked savings. So simple to use and see balances Reviewed on: 4th April 2023

Very easy to use

Zopa is brilliant - so easy to set ylup and transfer money and the choice of savings is very clear and easy to understand. I love the way you can open different savings pots for specific projects rather than having everything in one pot. The pots help to see how much you've built up for a holiday or kitchen project, for example. Reviewed on: 4th April 2023

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