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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Easy saving

Very easy to set up account, all in control via smart phone and one of the highest interest rates. Reviewed on: 4th April 2023

Nice and easy

Really simple to set up and easy/straightforward to use, can't really fault. Reviewed on: 4th April 2023

Simply Great

The whole process was so simple and along with the FAQ answers available it was just so an easy process setting up the Easysaver and moving money over. 109% brilliant Reviewed on: 4th April 2023

Simple to use, great rates!

This is a really simple product to use which gives you access to your money in minutes, and which also offers increasingly great interest rates, which are perhaps appreciated more now than ever before! Reviewed on: 4th April 2023

Easy to use website

Good rates of interest, I can quickly access my money and the website is very easy to use Reviewed on: 4th April 2023

Simple user friendly app

This is so easy to use, you can move money around into different pots and Tates to make the most of your money, I love it. Reviewed on: 4th April 2023

Great rates, great app

Love the functionality of using Zopa's Smart Saver. Their app is intuitive and visual, making it easy to save and manage my funds. Reviewed on: 4th April 2023

Unlimited withdrawals

Love the way I can dip in and out of my savings without losing the interest rate... What's not to love about that? Reviewed on: 4th April 2023

Good rates & notice options; easy to use.

Good rates for instant access and a range of short-term notice periods. Very easy to switch savings around in the app. Reviewed on: 4th April 2023

Excellent Service and app

Excellent Service provided, app and interest rate. Reviewed on: 4th April 2023

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