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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8148)

Reliable, with great rates

Offer a great variety of good rates, higher than competitors Reviewed on: 4th April 2023

Smart Saver

Best saving account ever!! Easy to use, easy to add and withdraw, highly recommend!@ Reviewed on: 4th April 2023

Good interest rate

Best interest rate without cap. Most other banks offer a high rate up to a certain amount. Reviewed on: 4th April 2023

Market-beating interest rates!

Best interest rate right now. Booster Pots which pay even higher interest is a brilliant idea. Choice of notice needed to withdraw funds - the longer the notice, the higher the interest. Perfect! Open a couple and keep just enough in the Instant Access Pot in case of emergencies. Love it! Reviewed on: 4th April 2023

Efficient and easy to manage

Really happy with the service and how easy it is to manage savings on an app, with any investments I get a notification and an email so I can be assured the money has arrived safely. Would recommend! Reviewed on: 4th April 2023

Great Fun Saving

The app is so easy to use it makes saving fun - and I hate saving and apps! Reviewed on: 4th April 2023

Good rates

Constantly leading the way in offering the best instant access savings rates possible and updating immediately after each BoE review. Reviewed on: 4th April 2023

All round great service

Excellent online banking service. The App is so easy to use, everything simple and easy to understand. Cant fault Reviewed on: 4th April 2023

Easy to use and great interest rates

This is the easiest banking savings account to use ever. So easy to transfer in/out and amongst the best interest rates. I would recommend it to anyone. Reviewed on: 4th April 2023

Terrific products

My wife and I were discussing putting money away for Christmas and found Zopa on the Martin Lewis site. So we looked into them having not heard the name of Zopa before and now have 3 pots of money running. Good interest rates without having to lock my money away for a year or more. Extremely happy Reviewed on: 4th April 2023

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