Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

View other Zopa products

4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8051)

Great savings

Great savings account with good interest rates allowing you to transfer money between accounts instantly Reviewed on: 4th April 2023

Smart Savings Made Simple

Really easy to set up this savings account and start saving. Great interest rate and really easy to use app. Reviewed on: 4th April 2023

Zopa Smart Saver - it lives up to its name!

I have been using it for nearly a year now. The app is easy to use, excellent communication, good savings rates. My favourite thing is you can have different saving pots - it makes it all so easy and you can see what you've got. It really helps me to plan my finances and know what is where. A great product and service that I've recommended to friends and family. Thank you :) Reviewed on: 4th April 2023

Great Interest Rates

App is really easy to use,The rates are clear for all to see and simple to add or withdraw funds! I would definately recommend Reviewed on: 4th April 2023

All round great Saving Account

Easy to use App, great rates of interest (that a market matching), easy to move/transfer money. Gar better than others I've tried. Reviewed on: 4th April 2023

Excellent account

Easy to use and reliable, thoroughly recommend it Reviewed on: 4th April 2023

Easy and hassle free

Really simple process to setup your account, selection of different pots to boost your savings and split them out. Customer service is excellent. I would highly recommend Reviewed on: 4th April 2023

Zopa / Smart saver

I find Zopa a very proactive company, that manage to move at the right speed with the current market/economic situation. I know Zopa will always offer me market-leading interest rates and ease of use, acting much faster than competitors in order to offer best products. Reviewed on: 4th April 2023

Brilliant Service

Very simple to use banking app, with market leading interest rates and innovative "booster pots". Reviewed on: 4th April 2023

10/10!!!!!

So easy to use and great interest rate, I've been recommending Zopa to my whole family! Reviewed on: 4th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bonus Saving Account
from first direct 4.79 from 53 reviews
Savings
from Birmingham Bank 0.00 from 0 reviews
Savings
from NHS Credit Union 4.96 from 777 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub