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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Great rates and service

Simple uncomplicated account and the rates are always competitive. Reviewed on: 4th April 2023

Easy peasy

Smart saver account has been the definition of easy peasy to manage. Great app, can see my money at a glance and explore other offers as well. Rates updated competitively and are market leading from my perspective. Reviewed on: 4th April 2023

Simple online savings account with great interest rate

Saving with Zopa is very easy as you can manage your money with the app which is simple to use. They also offer good interest rates, especially for long term saving with boosted pots. Reviewed on: 4th April 2023

A great product

The app is clear and easy to use. The signup process was quick and easy. The smart save feature is very handy, being able to split savings into pots. Reviewed on: 4th April 2023

Excellent service

Fantastic service good interest rates and immediate transfers. No waiting around for payments to clear like other companies shows immediately brilliant Reviewed on: 4th April 2023

Excellent quick service

Applying for my Zopa account was quick and easy. Transactions are seamless with no delay, everything is so efficient I would thoroughly recommend saving with zopa Reviewed on: 4th April 2023

Best interest rates

Easy to setup, easy to maintain, best interest rates. Who could ask for more? I'm absolutely satisfied. Reviewed on: 4th April 2023

Great easy to use app.

Zopa offer a great rate for savings in an easy to use app and don't bombard you with emails. Their app offers such simple top ups and withdrawals plus the easy option for higher interest if you go for notice withdrawals. Reviewed on: 4th April 2023

Boost Savings Flexibly

Zopa offer a fantastic easy access saving account offering a very competitive interest rate. What really sets them apart though is how you can set up different pots and set these to boost that interest rate by locking your cash away for a set short period of time (either 7, 30 or 95 days). You can give notice to unlock these pots at any time by simply clicking 'Give notice' in the app to start the countdown until your money is available for you to move around at will. The flexibility and ease of use of the product is truly second to none. Reviewed on: 4th April 2023

Great Product

Was looking for an accessible product with good interest rates and this product met my needs. The app is easy to use and the rates competitive. Reviewed on: 4th April 2023

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