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Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 8,051 reviews, last reviewed 25th Mar 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026
Sarah M's avatar
Sarah M

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Easy to monitor

5
I like being able to see the ins and outs of my payments for my savings Reviewed on: 4th April 2023
pyrobatic's avatar
pyrobatic

Great account. Simple to use

5
Great straightforward account, easy to use and great rates. Reviewed on: 4th April 2023
John m's avatar
John m

Excellent savings account

5
The use of pots has really changed the way I save. The boosted pots have also helped me save more. Reviewed on: 4th April 2023
Jasper's avatar
Jasper

Unexpectedly impressed

5
Having never heard of Zopa, I did some thorough research when looking for decent returns on my savings. Zopa offered the best rate as of a couple of months ago. It was very easy to set up a savings account, and transfer some funds into a notice account pot within the app. So far I have been pleasantly surprised and would recommend them. Reviewed on: 4th April 2023
Heather's avatar
Heather

Smart saver

5
Easy to use and great interest rates with a choice of how long you want to tie up your money Reviewed on: 4th April 2023
philip Varney's avatar
philip Varney

Great savings company

5
Easy to set up and manage. Importantly the rates are great! Reviewed on: 4th April 2023
Iain Gillespie 's avatar
Iain Gillespie

Love it

5
Easy to use to move money into different pots to make the most of the various interest rates while keeping some money handy for instant access. Reviewed on: 4th April 2023
Charlie's avatar
Charlie

Excellent savings account

5
Excellent service and good interest rate on savings. Regular updates on savings progress. Would highly recommend. Reviewed on: 4th April 2023
Sue Duke's avatar
Sue Duke

Easy to use

5
Easy to use online savings account. Reviewed on: 4th April 2023
Tom Hazelwood 's avatar
Tom Hazelwood

Easy app with very good rates

5
Very easy to use app. All information needed quickly accessed and rates rise quickly in response to Bank of England rate changes Reviewed on: 4th April 2023
Finbar O'Donovan's avatar
Finbar O'Donovan

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