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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Highly recommended

Found Zooa from a Google search when looking tor best company to save with. Haven't been disappointed. Very easy to use and receive regular updates for other great saving products. Highly recommended!! Reviewed on: 4th April 2023

Great Bank

My time spent opening a ZOPA Smart Savings account was exactly 10 minutes. They provide a few excellent banking options that can be tailored to your needs. I often receive emails informing me of any changes to the service and interest information for my ZOPA account. I would highly recommend ZOPA Bank. Reviewed on: 4th April 2023

A simply great savings account

very simple to set up, uncomplicated to use and clear and easy to navigate on the app and gives really great rates for savings products. I really like it that they pass on increases to the B of E base rates quickly . i also love the ease with which you can 'boost' your rate by switching to one month and three month notice accounts. This is a brilliant feature. overall , superb . please keep it up! Reviewed on: 4th April 2023

Simpe & easy banking

Just no problems & easy to understand all relevant conditions that are involved with the bank Reviewed on: 4th April 2023

Great product

Good interest rate. Allows to split into different pots. Ability to have a part fixed pot where you request to take money out for a better interest rate. Does exactly what I need. App is easy to use. Reviewed on: 4th April 2023

Good rates and easy set up

Easy to set up an account, good rates for the current circumstances, I like the boost pots feature. Reviewed on: 4th April 2023

Modern with the highest rates

Love Zopa. Clear easy to use App and better rates than old fashioned inflexible banks. Highly reccomend Reviewed on: 4th April 2023

Great app and easy to use

One of the quickest to pass on interest rate rises. Great app, very easy to use and quick to add/remove money. Reviewed on: 4th April 2023

As it should be.

Acceptable returns, Excellent App, Easy to use. Fuss free, & no messing about. Reviewed on: 4th April 2023

No effort required

Love that this is simple and straightforward. I like the simplicity of savings pots and that other services are there if I want them. So easy to use! Reviewed on: 4th April 2023

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