Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

View other Zopa products

4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8148)

Easy to use

Quick and easy to use and reasonable interest rate Reviewed on: 4th April 2023

Best savings provider

Zopa offers one of the best rates for instant savings account. Reviewed on: 4th April 2023

Saving made simple!

Zopa arguably encourages you to save because it takes so little effort. It’s so easy and quick to pay in, withdraw, and transfer money between accounts. The linked options of instant access and several notice accounts add to the attraction of using Zopa. The more I use the app the more I appreciate how the company have thought through how to make saving as simple and hassle free as possible. Reviewed on: 4th April 2023

Smart Saver

Product on offer met my short term investment requirement. Zopa very easy to deal with and have a good range of products. I have just now taken out a fixed term savings account with based on my past expeirence. Reviewed on: 4th April 2023

Straightforward Click

Its so easy every time I use it. Reviewed on: 4th April 2023

Practical easy to use banking app for the busy adult

Easy to navigate app which gives you instant feedback and is straight-forward to use. It really motivates me being able to see my interest building and to see the different rates available to me. Easy to transfer money between accounts. I'm enjoying Zopa and have recommended to friends and family. Competitive interest rates do make it more appealing too. Reviewed on: 4th April 2023

Interest rates and LinkedIn accounts

The interest rates at the moment are good but would like either yourselves and/or those of us who have an account with Zopa be able to unlink/disconnect accounts for instance when an account is no longer in use because of switching to another bank. Reviewed on: 4th April 2023

Good rates easy app

Good rates easy to use app.. What else do you need Reviewed on: 4th April 2023

Smart Saver Review

Zopa are quick to respond and update the APR of my instant and notice savers to reflect the current economy. Unlike banks and other saving platforms zopa have consistently been among the highest interest accounts shown on MSE Reviewed on: 4th April 2023

Good bank

Good bank, no issues and very high interest rate Reviewed on: 4th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy Saver
from TSB 3.46 from 24 reviews
Savings
from 1st Class Credit Union 4.52 from 16 reviews
Savings
from Manchester Credit Union 4.75 from 1095 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub