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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Great Savings Interest Rates!

Very intuitive and easy to use app for savings and the best interest rates. Reviewed on: 4th April 2023

Easy, no hassle online banking

Have a smart saver savings account with Zopa and find it super easy to use . I'm not great with online stuff and was a little hesitant initially to open an account with them but my fears have gone. Communication with them and access to account is straightforward. I get monthly interest payed in to my account and rates are competitive. A nice little cash boost each month. Reviewed on: 4th April 2023

Easy to use

Easy to use, transparent, top interest rate. Reviewed on: 4th April 2023

Gret account

Great savers account, easy to set up and access with a good interest rate Reviewed on: 4th April 2023

Best Forward Online Banking

Easy to set up and follow. Easy to use and manage. Fells safe and secure. Reviewed on: 4th April 2023

Exactly what I want...control.

I love that I can move money into various saving "pots". Great interest rates and so simple to use the app. Reviewed on: 4th April 2023

Excellent ! Hassle Free !

Simple, quick, easy and efficient ! Reviewed on: 4th April 2023

Simple! Has made a saver out of a non-saver

My brother recommended Zopa as an easy way to make the most out of my savings! I’ve always just kept my savings ‘safe’ with the building society I bank with to avoid faff and paperwork to open a new account. This is despite rubbish interest. I really liked the verification and speedy set up and ease at which you can move between savings products which have easy to understand terms. Reviewed on: 4th April 2023

if only all banks were this good......

No fuss no fees no problem. Try Zopa fantastic no nonsense banking. Makes saving fun Reviewed on: 4th April 2023

Very Good App features

The app is easy to use and has some very good features that help with managing multiple savings accounts. The interest rates are also very good. Reviewed on: 4th April 2023

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