Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

View other Zopa products

4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8148)

Great Savings App Account

Really easy to use, competitive interest rates, very flexible.... recommended. Reviewed on: 4th April 2023

Great app and even better interest rates!

Really easy to use app and even better interest rates! Reviewed on: 4th April 2023

Smart saver with pots

I love Zopa pots system they are so easy to use and easy to understand with the information clearly displayed. Reviewed on: 4th April 2023

High interest savings

My partner and I discovered Zopa earlier this year whilst searching for a trustworthy savings account. It was so quick and easy to setup, and to link payments from my bank account. The option to have a locked savings account where you can set your own time period to access it is fantastic, and I'm already earning interest on both my savings pots. Reviewed on: 4th April 2023

Great!

Zopa is great. I get regular interest updates, and I like being able to "lock away" some money for a boost in interest rate. The app is easy-to-use and I've never had any issue Reviewed on: 4th April 2023

Great interest rates

The interest rates are great and they always adjust them in line with the bank of England rate rises. App is easy to use with lots of info. Reviewed on: 4th April 2023

Easy as 1 2 3

It couldn't be quicker or easier to open an account and the interest rates are competitive. I find it very useful that you can have several pots with different names. Reviewed on: 4th April 2023

Simple to open, simple to manage

Can open an account in a matter of minutes. Having multiple ‘pots’ allows one to ring fence savings for specific purposes. There are three tiers of interest to entice savers and in the short time I had an account, saver rates have been changed in line with the movement in BoE base rates. Reviewed on: 4th April 2023

Brilliant

It's so easy to get started on the savings account. The app is user friendly. The interest rates generally go up really quickly in response to the bank of England's interest rate rising. Reviewed on: 4th April 2023

Top for easy access interest rate

The best paying bank for easy access account with the options to increase rates if locking into a notification period as short as 7 days. App very easy to use and transferring money in, out or between “pots” very straightforward. Very happy with my experience. Reviewed on: 4th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed term savings account
from RCI Bank 4.85 from 3962 reviews
Savings
from Ecology Building Society 4.85 from 582 reviews
Savings
from The Stafford Building Society 4.57 from 49 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub