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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8148)

Saving Account to Suit All Needs

Easy to set up and use, good rates atm, would recommend. Reviewed on: 4th April 2023

Excellent and super easy!!!

Great service, and it could not be easier for beginner investments! Zopa´s smart saver product has given me the confidence to start investing, as I was a bit scared and had very limited knowledge; However and so far, I am really happy with the service, the increases in rates and profits and all the support and communication that Zopa offers very often. I am very grateful, highly recommended! Reviewed on: 4th April 2023

Quick access savings

Before this account I had my savings in a bank earning nothing now I’m getting interest and I can access it just as fast as from my bank! Easy to set up and straightforward! Really pleased already recommended to others ! Reviewed on: 4th April 2023

Faultless

Simple to open & use a Smart Saver account & compared to the high street banks they pass on any base rate increases promptly....great service!! Reviewed on: 4th April 2023

Excellent interest rates

A variety of interest rates in one account. Very good mobile app easy and quick to use. Reviewed on: 4th April 2023

Easy, smart saving account

Just a simple to use at your finger tips saving account. Fantastic way to have saving pots and amazing up today competitive rates. Reviewed on: 4th April 2023

Love it

What a great and easy way to save at a great rate as well, and with the add on of earning a better rate for a rainy day. Well done Zopa Reviewed on: 4th April 2023

Simply the best

Heard about zopa on money saving expert,So knowing they are protected by the financial guarantee .I invested and they don't disappoint,the quickest to raise their rates everytime.with constant updates....Simply the best. Reviewed on: 4th April 2023

Top Best Savings App

Security, best rates, easy to use, magic! Brilliant way to save but have quick access to your money when you need it. I will be saving some more soon, Thank you. Reviewed on: 4th April 2023

Smart Saver

Simple application process & easy to use app, what’s not to like! Bonus of good interest rates as well. Reviewed on: 4th April 2023

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