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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

brilliant product

This has allowed me to split my money over a few accounts and earn as much interest as possible. It stays in line with all the current markets and is communicated very well. Reviewed on: 4th April 2023

Easy to use

Set up savings account in just a few minutes. Clear explanation of terms and conditions. Quick transfer of money in or out of account. Would definitely recommend. Reviewed on: 4th April 2023

Simple, Easy and Honest Interest rates.

Simple to open,, Easy to use and good Interest rates. Reviewed on: 4th April 2023

Money works for you

I had opened the "Smart Saver" account and started to earn interest straight away.. It was so easy to transfer money into "Boosted pots" . Also the interest rates increased quickly in line with the market. Which was been quite volatile over the last year. A win win for me. Reviewed on: 4th April 2023

Customer service

Great customer service easier to follow app Reviewed on: 4th April 2023

Simple, Clear and Effective Saving

The Zopa savings App is just perfect for someone who leads a busy life and wants to self manage their savings in an easy, efficient and tech savvy way Reviewed on: 4th April 2023

Zopa accounts

Zopa has given and trusted me with my smart saver and two loans I’m very happy with my relationship with the bank it’s been great thanks Reviewed on: 4th April 2023

Easy use and access

This account is great to use as you can future plan your savings for the short term and long term using the smart saver pots. The communication is good and the changes to interest rates are applied in a timely manner. The app is easy to use especially with adding and moving money. Reviewed on: 4th April 2023

Without Complications.

From opening the account to date everything is made easy to understand and I am kept up to date with any changes very promptly notified. Certainly interest rises have been applied with haste and always seem to be just that bit higher than competitors. First class service. Reviewed on: 4th April 2023

Zopa Savings

Just recently opened a Zopa account on line So easy to look after your money & they keep you informed every step of the way Reviewed on: 4th April 2023

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