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Zopa: Smart Saver reviews

4.82
Based on 8,148 reviews, last reviewed 13th Jun 2026
88% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026
Nicholas L's avatar
Nicholas L

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

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Zopa Smart Saver reviews (8148)

Simply the best

5
Always great rates, interest rate rises are quickly passed on to the customer. Great user friendly app. Reviewed on: 4th April 2023

Easy!

5
Very easy - quick set up, competitive rates. Good communication! Reviewed on: 4th April 2023

Excellent savings account

5
Excellent savings account and great interest rates! Reviewed on: 4th April 2023

Customer First

5
Excellent service and quick to pass on benefits to the customer. Reviewed on: 4th April 2023

Good platform

4
Competitive savings rates and offers multiple savings pots Reviewed on: 4th April 2023

Simple and effective savings

5
Easy initial set-up, quick transfers from linked bank account and the savings pots are a great feature. Very competitive interest rate. Reviewed on: 4th April 2023

Hassle Free Savings

5
I love using the Zopa App - it's takes all the hassle out of saving on a regular basis, something I have always put off as I can't get to the high street bank! Now I can move money and save with ease from the comfort of home! Fabulous! Reviewed on: 4th April 2023

Easy saving

4
Very easy to set up account, all in control via smart phone and one of the highest interest rates. Reviewed on: 4th April 2023

Nice and easy

5
Really simple to set up and easy/straightforward to use, can't really fault. Reviewed on: 4th April 2023

Simply Great

5
The whole process was so simple and along with the FAQ answers available it was just so an easy process setting up the Easysaver and moving money over. 109% brilliant Reviewed on: 4th April 2023

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