Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

View other Zopa products

4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8051)

Simple money earner

Minutes to set up the account and instantly earning interest at top rates. So easy to use, even my 100 year old mum could use it Reviewed on: 4th April 2023

Best Saving Bank

Having found Zopa is one of the best things I have done, great savings rates and a great Booster Pot idea Reviewed on: 4th April 2023

Easy way to save with great interest rates

The Zopa app is really easy to use and you receive a notification and email every time you add or withdraw money. It's also great how you can open up different saving pots if you're saving for specific things, and you can also choose whether to keep them instant access or with 30 days or longer notice (with more interest). I've now got my 88 year old dad using it too! Reviewed on: 4th April 2023

Brilliant Product

Really simple to use and setup and offer really great rates. Reviewed on: 4th April 2023

App based savings account

Easy to use App based savings account. The option of multiple “pots” allow for different savings interest rates defined by easy access or fixed period. Deposits and withdrawals are not instantaneous but usually within two hours. Reviewed on: 4th April 2023

Simplicity

Great interface, easy to operate and find anything you need Reviewed on: 4th April 2023

Fair interest rates

The interest rates have been lifted twice since opening the account. I also love the concept of being able to "boost" some parts of your savings for an even better rate. The app is very straightforward so regular saving is easy! Reviewed on: 4th April 2023

The best savings accounts at one of the best rates

Zopa's services is amongst the best I have used so far, their rates are very competitive with other ones in the market, the online setting is very straight forward and the flexibility offered in how you can deal with your money and different saving pots is just fantastic. Reviewed on: 4th April 2023

Easy way to save

The smart saver account allows me to save for different things, with great rates and easy ways to transfer money. The app is very easy to use and I love being able to see my savings grow. Reviewed on: 4th April 2023

Great experience

I’ve had the smart saver with Zopa for about 8months. Very easy to use. Clear layout, easy to add and withdraw money. Like that you can set up and name different ‘pots’ with different rates depending on how much notice you want to give. Zopa automatically update rates as interest rates rise and email you to let you know - great at passing on rate rises to customers Reviewed on: 4th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loyalty Saver
from Nationwide 4.29 from 20 reviews
Savings
from The Money Co-op 4.98 from 351 reviews
Savings Accounts
from Union Bank of India 5.00 from 1 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub