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Zopa: Smart Saver reviews

4.94
Based on 8,051 reviews, last reviewed 25th Mar 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026
Sarah M's avatar
Sarah M

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Amazing

4
And so good. Rates go up all the time. Well communicated. Easy to use app Reviewed on: 4th April 2023

Good rates and love the boost!

4
Good rates for instant access and the boost facility is excellent. Would have given 5 stars if there was a 60day boost too. Reviewed on: 4th April 2023

5*

5
Really easy to save with great interest rates and selection of types of accounts! Have already recommended to friends! Reviewed on: 4th April 2023

So easy to set up

5
Great rates, really easy to set up and manage. Everyone should have Zopa ! Reviewed on: 4th April 2023

I Highly recommend Zopa

5
I opened a Zopa e savings account as I wanted different accounts for the different items I was saving for. Zopa gave me that option and it is so easy to add money and transfer money back to my bank account that I just can’t fault Zopa. Highly recommended for anyone who is wanting to save with an E Account Reviewed on: 4th April 2023

Love this bank!!

5
Really happy with the service with zopa! Ifs really easy to use and I love watching the intrests appear each month. Highly recommended bank account Reviewed on: 4th April 2023

Smart saver

5
Very efficient easy to use app with a good interest rate! Reviewed on: 4th April 2023

Great rates, great app

5
Top rate savings in an easy to use app. Why wouldn't you use it ! Reviewed on: 4th April 2023

Easy and clear

5
Easy to use with a quick turnaround Reviewed on: 4th April 2023

Great banking option

5
Great experience with Zopa. Easy app to set up and use and good customer service. Reviewed on: 4th April 2023

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