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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Best interest rates and easy to use

Have consistently provided the best interest rates on easy access savings and the Boost Pots. I love how easy it is to transfer monies between pots so you always feel in control of your money. Reviewed on: 4th April 2023

Best on the market* (*in my opinion :-)

My mate told me to "down load the app, it's as simple as that". So I did and it was ! Reviewed on: 4th April 2023

Simple flexible savings

Great app, simple to set up and use. Multiple saving options with attractive rates which remain competitive. Reviewed on: 4th April 2023

Easy to use. Great savings rate

Easy to use. Great savings rate Reviewed on: 4th April 2023

Totally happy

I selected Zopa as it was a standalone savings bank I e. I did not need to open a current account. Their interest rates are very good and dynamic, constantly changing with the MPC base rate. They offer a number of different savings options which enables me to both have instant access to cash as well as keep some untouchable for set periods. I am totally satisfied with Zopa. Reviewed on: 4th April 2023

Best bank out there at the moment.

Simple and very quick to move money in and out and very favourable interest rate. Puts customers first and in my opinion is currently the best Bank. Reviewed on: 4th April 2023

Super savings accounts

Very quick and easy to set up and manage and everything is in plain English. Reviewed on: 4th April 2023

Easy and great value

Easy to use and offers a high rate of return. Reviewed on: 4th April 2023

Easy to use and quick to update interest rates.

I found Zopa very easy to use, love the separate pots and interest rates update very quickly. Reviewed on: 4th April 2023

Easy

Easy to apply and to use app. Could understand everything and have options for better savings accounts. Reviewed on: 4th April 2023

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