Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

View other Zopa products

4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8148)

A great product

The app is clear and easy to use. The signup process was quick and easy. The smart save feature is very handy, being able to split savings into pots. Reviewed on: 4th April 2023

Excellent service

Fantastic service good interest rates and immediate transfers. No waiting around for payments to clear like other companies shows immediately brilliant Reviewed on: 4th April 2023

Excellent quick service

Applying for my Zopa account was quick and easy. Transactions are seamless with no delay, everything is so efficient I would thoroughly recommend saving with zopa Reviewed on: 4th April 2023

Best interest rates

Easy to setup, easy to maintain, best interest rates. Who could ask for more? I'm absolutely satisfied. Reviewed on: 4th April 2023

Great easy to use app.

Zopa offer a great rate for savings in an easy to use app and don't bombard you with emails. Their app offers such simple top ups and withdrawals plus the easy option for higher interest if you go for notice withdrawals. Reviewed on: 4th April 2023

Boost Savings Flexibly

Zopa offer a fantastic easy access saving account offering a very competitive interest rate. What really sets them apart though is how you can set up different pots and set these to boost that interest rate by locking your cash away for a set short period of time (either 7, 30 or 95 days). You can give notice to unlock these pots at any time by simply clicking 'Give notice' in the app to start the countdown until your money is available for you to move around at will. The flexibility and ease of use of the product is truly second to none. Reviewed on: 4th April 2023

Great Product

Was looking for an accessible product with good interest rates and this product met my needs. The app is easy to use and the rates competitive. Reviewed on: 4th April 2023

Easy to monitor

I like being able to see the ins and outs of my payments for my savings Reviewed on: 4th April 2023

Great account. Simple to use

Great straightforward account, easy to use and great rates. Reviewed on: 4th April 2023

Excellent savings account

The use of pots has really changed the way I save. The boosted pots have also helped me save more. Reviewed on: 4th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from HEY Credit Union 4.91 from 605 reviews
Savings
from Britannia 3.89 from 3 reviews
Savings
from Bradford District Credit Union 4.75 from 527 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub