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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8148)

Unexpectedly impressed

Having never heard of Zopa, I did some thorough research when looking for decent returns on my savings. Zopa offered the best rate as of a couple of months ago. It was very easy to set up a savings account, and transfer some funds into a notice account pot within the app. So far I have been pleasantly surprised and would recommend them. Reviewed on: 4th April 2023

Smart saver

Easy to use and great interest rates with a choice of how long you want to tie up your money Reviewed on: 4th April 2023

Great savings company

Easy to set up and manage. Importantly the rates are great! Reviewed on: 4th April 2023

Love it

Easy to use to move money into different pots to make the most of the various interest rates while keeping some money handy for instant access. Reviewed on: 4th April 2023

Excellent savings account

Excellent service and good interest rate on savings. Regular updates on savings progress. Would highly recommend. Reviewed on: 4th April 2023

Easy to use

Easy to use online savings account. Reviewed on: 4th April 2023

Easy app with very good rates

Very easy to use app. All information needed quickly accessed and rates rise quickly in response to Bank of England rate changes Reviewed on: 4th April 2023

Highly recommended

Found Zooa from a Google search when looking tor best company to save with. Haven't been disappointed. Very easy to use and receive regular updates for other great saving products. Highly recommended!! Reviewed on: 4th April 2023

Great Bank

My time spent opening a ZOPA Smart Savings account was exactly 10 minutes. They provide a few excellent banking options that can be tailored to your needs. I often receive emails informing me of any changes to the service and interest information for my ZOPA account. I would highly recommend ZOPA Bank. Reviewed on: 4th April 2023

A simply great savings account

very simple to set up, uncomplicated to use and clear and easy to navigate on the app and gives really great rates for savings products. I really like it that they pass on increases to the B of E base rates quickly . i also love the ease with which you can 'boost' your rate by switching to one month and three month notice accounts. This is a brilliant feature. overall , superb . please keep it up! Reviewed on: 4th April 2023

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