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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Brilliant saving account

Amazing instant access savings account. Easy to use through the app. Good rate of interest Reviewed on: 3rd April 2023

Good interest rate

Saving with Zopa is really good the interest they pay out is amazing and accounts easy to swap and open and moving money from one account to another so straightforward Reviewed on: 3rd April 2023

Happy saver

Great interest rates and easy to use app. Highly recommend saving with Zopa Reviewed on: 3rd April 2023

Good interest on savings

Would highly recommend Zopa for smart savings and credit facilities Reviewed on: 3rd April 2023

Best of them all

Great interest rates for your money and they move the rate to benefit savers as soon as possible! Reviewed on: 3rd April 2023

Good rates and easy to use

Recommended by Money Saving Expert. Easy to set up, I like that you move your money between fixed term and instant access accounts. Very competitive rates. The App makes it very easy to see where your money is and how much interest you are earning. Reviewed on: 3rd April 2023

Brillant

Brilliant App and interest rate for instant savings account with the option to lock some of your savings in for a higher interest rate should you want to. Reviewed on: 3rd April 2023

Making money management easy!

The app is user friendly, with information clearly displayed so you always feel informed and in control of your money. The Smart Saver has competitive interest rates so you know your money is working hard and interest added monthly is an incentive! Reviewed on: 3rd April 2023

Easy to use app

Great app and great savings account with boosted options for money you don’t need immediate access to Reviewed on: 3rd April 2023

Already recommended to family

I love that when interest rates rose, Zopa passed it over to savers asap. I have savings accounts with traditional banks and I'm still waiting to see any rate hikes. The app is great to use too Reviewed on: 3rd April 2023

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