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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Everything is so easy.

Zopa's interest rates are the best I could find for an account which doesn't need to be associated with a current account. Registration is very quick, and it's easy to transfer money into the account. Also very simple to move money between savings pots to maximise the benefit of the interest rates on offer. Reviewed on: 3rd April 2023

Great rates and easy to use

Having used Zopa for loans I was keen to try the savings service. It has been great so easy to set up and use and the automatic rate adjustments based the time money has been in the account is a real breakthrough Reviewed on: 3rd April 2023

Great smart saver product

Really enjoy using the zopa smart saver product and boosted savings pot to get the most out of my savings! Reviewed on: 3rd April 2023

Excellent banking app

Extremely easy to set up and use, with great rates which change to reflect the economic situation. Would highly recommend this bank Reviewed on: 3rd April 2023

Fair rates and a great app experience

It’s refreshing to have a savings account that has good options with rates that are both fair and transparent. The app is really user friendly so overall I’ve been really impressed! Reviewed on: 3rd April 2023

Efficient & secure banking facility providing top interest payments

Efficient & flexible savings facility providing multiple interest solutions..happy to recommend Reviewed on: 3rd April 2023

Great Online Account

So easy to create multiple pots so you can spilt your saving targets. Fast transfers. Highly recommended Reviewed on: 3rd April 2023

So far so good!

Quick and easy to open and setup. So far have been able to easily do what I needed to. App is intuitive and easy to use. Am a recent joiner and it’s a case of so far so good! Reviewed on: 3rd April 2023

Simple to use

Able to split savings into separate pots to make saving for different things easier. Great interest rates. Reviewed on: 3rd April 2023

Super-savvy saving

So easy to set up, use and view transactions and interest payments, and clear, timely emails informing of activity on the account, interest rate changes and so on. Saving made simple - recommended. Reviewed on: 3rd April 2023

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