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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Excellent

Simple, clean layout and easy to use. Quick to pass on recent rate increases and competitive rates. Reviewed on: 3rd April 2023

Interest rate

This is the best savings account I have due to the interest rate! I have been able to save more in the past few months than I have in my whole working life I was able to set enough away for a new car and still have the extra from Zopa due to the interest rate Reviewed on: 3rd April 2023

Great savings plans

Easy online access. Clearly displayed balances. Withdrawals are super easy. Several different savings plans. Encouraged family to save too. Good rates of interest Reviewed on: 3rd April 2023

Very competitive saving routes, especially if choosing 'boosted' saver pots, and an easy-to-use app.

Very competitive saving routes, especially if choosing 'boosted' saver pots, and an easy-to-use app. Reviewed on: 3rd April 2023

Good App. Very simple to use. Good Company

Very helpful with enquiries. Very good and simple App to use Reviewed on: 3rd April 2023

Best instant saver ever.

Fantastic forward thinking company with great interest rates Reviewed on: 3rd April 2023

Great service

Good saving and best rates, top customer service would recommend. Reviewed on: 3rd April 2023

Easy way to earn interest

Zopa works seamlessly with your current account allowing you to move money instantly to make a bit of interest rather than having it sat earning nothing in your high street current account Reviewed on: 3rd April 2023

Good interest rates

Really good and responsive interest rates. Easy to use on,I e account and great communication with me as a saver. I have recommended Zopa to family and friends. Reviewed on: 3rd April 2023

Simple to use. Offers great savings rates

Very simple app to use. Zopa has reacted quickly (in comparison to other banks) to Bank of England rate changes. They offer good savings rates. Reviewed on: 3rd April 2023

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