Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

View other Zopa products

4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8051)

Great interest rates and so easy to use!

A great product that is very simple to set up and it comes with great savings rates - very important in these difficult times! Reviewed on: 3rd April 2023

Easy to open account , best rates

Easy to open account, easy to transfer money and best saving rates Reviewed on: 3rd April 2023

Great advice

After my loan ended Zopa gave me the advice to use some loan money and put into savings Thank you Zopa. Reviewed on: 3rd April 2023

Excellent rates, easy to use app

Brilliant app, easy to 'boost' your rate. First class! Reviewed on: 3rd April 2023

Instant access savings with a great rate

Easy to use app; instant access savings with excellent rates; ability to use different savings pots for different savings goals. Would recommend to everyone. Reviewed on: 3rd April 2023

Recommended to everyone I know

Instant access different pot options love it also the interest rate is constantly going up no need to get another account Reviewed on: 3rd April 2023

Good interest rates

Excellent rates and regular updates to reflect the latest interest situation. Good ideas of offering differentiated products Reviewed on: 3rd April 2023

The perfect virtual savings product

This virtual, app based savings account is “spot on”! Exactly what one expects and needs: easy to use, flexible, good rates that are quickly updated to reflect base rate changes, different pots that you can ‘boost’ the rate on if you do not need instant access to your money. Great idea! Top product that I would (and have!) recommended highly! Congratulations Zopa! Reviewed on: 3rd April 2023

Excellent

No problems whatsoever. So easy to use and access money if and when needed and all instructions clear Reviewed on: 3rd April 2023

Great for savers

So easy to set up and keep track of your savings and being able to separate into different pots is great for to see how they grow Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Chase Bank 4.94 from 23001 reviews
Easy access savings
from Quilter Invest (formerly NuWealth) 4.73 from 220 reviews
Savings
from London Community Credit Union 3.88 from 4 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub