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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Fab savings

Very easy to save, makes managing money easier can save in different pots. Good rate of interest and easy to get money out when wanted Reviewed on: 3rd April 2023

Simple, easy, and rewarding savings!

I joined Zopa in January after my previous ISA interest rate practically went down to zero!! I read a lot of reviews on different banks and Zopa seemed to be the best so I went with them. It was really easy to move my money over and I’ve already earned over £100 in interest. The app is easy to use and you can clearly see how much you have in each pot. Absolutely brilliant, highly recommended. Reviewed on: 3rd April 2023

Ok

It’s ok, interest rates fairly competitive and easy to use app. Reviewed on: 3rd April 2023

Easy peasy

Easy to set up, good interest rate Reviewed on: 3rd April 2023

Simple and superb

Easy to use and a good rate of interest Reviewed on: 3rd April 2023

Zopa Smart Saver

The Zopa app is easy to use, the ability to save in different pots with higher interest is a great feature, very happy with the overall user experience too Reviewed on: 3rd April 2023

Super easy & all digital!

Super easy account to open, monitor and operate. All digital, the app is fantastic. Reviewed on: 3rd April 2023

Best rates and app

Zopa always have top rates for easy access savings and the app is easy to use. Very pleased. Reviewed on: 3rd April 2023

Easy to setup and manage

Setting up the Zopa Saving accounts and using the app is so easy. I would recommend it to anyone. Reviewed on: 3rd April 2023

Best interest rates around

Yopa is very user friendly. Straight forward and good communications. The app is simple to use and some of the best interest rates for savings. Very pleased with Yopa. Reviewed on: 3rd April 2023

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