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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Great smart account

Excellent service and great savings rates. Reviewed on: 3rd April 2023

What's not to like!

Great company. Account easy to open, fast transactions with instant bank transfer and one of the best interest rates available. Reviewed on: 3rd April 2023

Great app great rates

Great service with a fantastic app, flexibility and great competitive rates. The pots that can be locked for set times for additional interest allow you to block out finds for specific things whilst earning the best interest rates, and choosing your flexibility. Reviewed on: 3rd April 2023

Amazing!

I love Zopa! I have a savings account & a personal loan with them, nothing but amazing service, fantastic support, the app is so easy to use & I love that the savings account allows you to create boosted pots to save for something special at a better interest rate. Just brilliant, can't recommend them highly enough.....thanks Zopa xx Reviewed on: 3rd April 2023

Great app, great service, great rates!

The app is so easy to use. It is well laid and out and accessible and the rates on Zopas products are second to none Reviewed on: 3rd April 2023

Fantastic saver

Zopa has been a great way of saving my money, they make it so easy to manage and stay on track. Reviewed on: 3rd April 2023

Super smart account

Easy to open the account and save. Interest rate is great and rises awarded quickly. very easy to deal with. Reviewed on: 3rd April 2023

Easy access and good rate of interest

I have easy access on my phone so l am able to check my accounts very quickly at any time of the day and also get early instruction to any changes in the rates to enable me to make any changes to my accounts Reviewed on: 3rd April 2023

Just what it needs to be

First and foremost, competitive interest rates. After each Bank of England rise, Zopa continue to be competitive in their interest rates which is the most important thing for me. Their app and user interface is also great. Happy customer. Reviewed on: 3rd April 2023

Great company!

I have already recommended Zopa to friends and family. The app is great and easy to use. Reviewed on: 3rd April 2023

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