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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Simple, honest and quick

Simple tk setup and use bank account and app. Interest paid monthly is great and the rate being variable and quick to react to base rate changes is the way it should be. Reviewed on: 3rd April 2023

Zopa Smart Saver

I’ve been really pleased with my Zopa account. Very easy to use via the App, and very competitive interest rates. Reviewed on: 3rd April 2023

Well Done Zopa.

Zopa give excellent rates coupled with a range of access types. This makes it ideal for arranging short medium and long range savings. The best I have found such that other members of my family now save with Zopa. Well Done Zopa. Reviewed on: 3rd April 2023

Amazing Bank

Only been with Zopa for around 4 month, so easy to transfer money over, love the 7 day and 31 day locked in savings with each one offering a better interest payment. Sticking with Zopa and hope many more choose to use your bank. Keep up the great work. Reviewed on: 3rd April 2023

Really simple saving

Intuitive and responsive savings app, making life just that little bit easier when managing your savings. Reviewed on: 3rd April 2023

Excellent app

I've always found Zopa really easy to use and a great way to keep track of my money and savings. I have recommended it to friends and family and had some of them sign up. The company had always kept me up to date with any changes quickly and efficiently. Easy to use, would recommend. Reviewed on: 3rd April 2023

Best savings

Great savings account and give the best rates Reviewed on: 3rd April 2023

So easy !!

So easy to keep on top of savings pots and maximise rates Reviewed on: 3rd April 2023

Easy savings

Zopa makes saving easy. Nice to see a modern banking app that moves with the times. Reviewed on: 3rd April 2023

Great App and Good Interest Rate

1) App usability puts most others to shame 2) Rate consistently near the best 3) Very quick withdrawals 4) Easy to pay money in with innovative “pay with Truelayer”. 5) A great pairing with my Starling current account. Reviewed on: 3rd April 2023

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