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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy to open flexible savings account

Good rates and quick and easy to open the account and make changes where needed Reviewed on: 3rd April 2023

Great interest rate, no-nonsense app

Easy to sign up, easy to transfer money into, great interest rates. What more could you ask for? Reviewed on: 3rd April 2023

So easy

Really simple app. Easy to transfer money in and out and boost your interest rate. What’s not to like! Reviewed on: 3rd April 2023

Great rates, easy to use site

Very easy to use site offering great rates. Highly recommended. Reviewed on: 3rd April 2023

Brilliant

Easy to use and great interest rates Reviewed on: 3rd April 2023

Easy to use with high intetest

The smart saver is set up in a easily managable use, and moving money and locking money away is easy to use. The high interest rates are also a big bonus. Reviewed on: 3rd April 2023

Great Flexible Savings Account

Zopa’s Smart Saver is a great product allowing easy control of instant and fixed term savings whilst offering competitive interest rates and an easy to use app for management. Reviewed on: 3rd April 2023

Great savings account

Easy to manage and love that you can set up different pots. Reviewed on: 3rd April 2023

What a fantastic savings account

It’s just so easy to save money and to withdraw. Easy to understand, quick to manage., what’s not to like Reviewed on: 3rd April 2023

Great service

ZOPA app has been easy to use and competitive when it comes to interest earn on my savings. Will recommend to anyone. Reviewed on: 3rd April 2023

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