Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

View other Zopa products

4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8052)

Makes saving easy and fun

I love that I can separate money into pots and how easy it is to lock in or have instant access. I’ve saved £5000 since using that I would have frittered away Reviewed on: 3rd April 2023

Fantastic savings provider

I chose Zopa for the favourable rates of their savings plans. They are amazing increasing the interest rates multiple times and always keeping me up to date with the latest news. They even sent an interest statement in case I needed it, 100% delighted. Reviewed on: 3rd April 2023

Slick app & decent interest rates

The app is intuitive to use and performs well (fast) compared with Chase (slow). Zopa also seem to be responsive to changing interest rates when the base rate changes and I like the concept of boosted pots with different time periods for tying up the money Reviewed on: 3rd April 2023

Easy to use

Really easy to allocate savings to different pots and rates stay competitive. Reviewed on: 3rd April 2023

Savings Account

I’m saving money to go to Australia after leaving university, Zopa makes it so easy for me to put the money away in a pot I can’t access without notice, but I can add to and watch the interest go up with their high rates. It’s the best savings account I’ve had I can remember. Reviewed on: 3rd April 2023

Simple savings

Competitive rates and so easy to set up and use! Have recommended to all my friends and family! Reviewed on: 3rd April 2023

Easy savings app

Better than high street banks, better interest rates. Easy to use app, I’m glad I found it Reviewed on: 3rd April 2023

Simple

Simple and effortless savings account. Reviewed on: 3rd April 2023

Super easy and competitive savings account!

I've found this account very simple to use and really like the app. It is all very clear and I really like having multiple different 'pots' to take advantage of higher interest rates in the same place as an easy access account. Also, Zopa seems to have very competitive interest rates which is great. Reviewed on: 3rd April 2023

Easy-peasy

I've been using the smart saver via the Zopa app for some time. Great rates, easy to move money in, out, and around between savings pots. It couldn't be simpler. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

The Newcastle Big Home Saver
from Newcastle Building Society 3.50 from 4 reviews
Savings
from Birmingham Bank 0.00 from 0 reviews
Junior Instant Access Savings
from Nationwide 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub