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Zopa: Smart Saver reviews

View other Zopa products
4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy Savings

5
So easy to open, set up and use. Immediate access and notice options available. Reviewed on: 3rd April 2023
CT's avatar
CT

Trusted and good customer service

5
They have a very reliable customer service and that makes me feel my savings is in safe hands coupled with the fact that they offer one of the best interest rates. Reviewed on: 3rd April 2023
Chioma Onuoha's avatar
Chioma Onuoha

Easy to use

5
Great rates and easy to use. Different pots for different savings Reviewed on: 3rd April 2023
Helen Argent's avatar
Helen Argent

The best saving account around

5
The idea is fantastic and so easy!! I have re one fed to all my family and friends. The app is brilliant and helps you keep an eye on what you are saving it also gives you lots of tips and info! I would highly recommend this product to anyone Reviewed on: 3rd April 2023
Clare's avatar
Clare

Easy to use

5
Found Zopa as a result of a money supermarket search for savings accounts. So easy to use & regular updates as to the savings rates offered. Can't recommend Zopa enough Reviewed on: 3rd April 2023
Emily Smith's avatar
Emily Smith

Super savings accounts

5
Super easy and convenient. Love the app based savings accounts. Plus options to boost savings on offer. Reviewed on: 3rd April 2023
Laura 's avatar
Laura

Easy online savings

5
Set up account quickly and easy to pay money in. Best of all you earn interest which you don't get with current accounts. Reviewed on: 3rd April 2023
rachael jones's avatar
rachael jones

Great savings accounts

5
Opened an account and soon boosted savings interest with boost pots. Easy to open and app is user friendly too. All interest rates are best around. I recommended and now wife and mother have one too. Reviewed on: 3rd April 2023
RELA77's avatar
RELA77

Smart savers

5
Excellent product. Easy to open a account and save money. Reviewed on: 3rd April 2023
Nayana Paul's avatar
Nayana Paul

Very easy to open and manage

5
Opened the account in one sitting, offers very competitive interest on savings, all very transparent and easy to see and use. Interest is paid into the savings account and is easy to withdraw, the app is very convenient and overall dealing with Zopa is a very hassle free experience. Reviewed on: 3rd April 2023
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