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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Smart Pots - Best Way to Save

I absolutely love that i can split all my savings in to smart pots each with different APR's depending on what notice i need to give, I used to have different accounts for each type of saving I was putting money in and now I simply have one account, I love it Reviewed on: 3rd April 2023

Excellent!

Very easy and straightforward account with a great rate of interest. Have recommended to friends and family. Reviewed on: 3rd April 2023

Great savings

Easy to set up and use and track your savings in separate pots. Always updating the interest rate too and is competitive. Wish I’d moved my savings over to Zopa years ago! Reviewed on: 3rd April 2023

Zopa are fantastic

Zopa provide fantastic customer service and offer the best rates of interest. Reviewed on: 3rd April 2023

Excellent savings account

Zopa offer a modern approach to saving and budgeting and always offer a highly competitive savings rate within this product. Reviewed on: 3rd April 2023

Excellent savings product

It was very easy to open the account, I particularly liked the e-mail received when ever money was deposited and the ease with which money can be transferred to other products. Reviewed on: 3rd April 2023

Easiest account ever

What’s not to love A great rate, easy to open and simple to use with the app This is how all banking should be!!! Reviewed on: 3rd April 2023

Excellent

Easy to use account, great communication and fab interest Reviewed on: 3rd April 2023

Top interest rates

Highest rates most of the time. Great app. Reviewed on: 3rd April 2023

Easy to use highly recommended

Very easy to use and quick to set up I have got a number of family members and friends to make an account Reviewed on: 3rd April 2023

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