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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Zopa

very easy to set up with great rates available, would recommend! Reviewed on: 3rd April 2023

So easy to use

The account is incredibly transparent, it is my personal favourite place to keep my savings Reviewed on: 3rd April 2023

Loving Zopa - simple, well designed app and good interest rates

Found out about Zopa due to their competitive interest rates. The savings account I had was giving me a much lower interest rate, so I switched and I'm very happy with the service. Well done Zopa! Reviewed on: 3rd April 2023

Good Company

Good interest rates and easy to use app. Reviewed on: 3rd April 2023

Great bank

Easy to set up and good interest rates. Recommended! Reviewed on: 3rd April 2023

Sweet and simple

Great app for saving. simple to use and user friendly. High interest rates what more can you want. Used other saving methods in the past and nothing compares to zopa Reviewed on: 3rd April 2023

An excellent way to save

Love the split pots and ability to boost your interest whenever you want to. It’s great to have an at a glance view of your savings too. A very easy way to save and a great interest rate which beats most other instant access accounts. Reviewed on: 3rd April 2023

Top Smart Saver

Great interest rates User friendly app Good communication Highly recommend Reviewed on: 3rd April 2023

Best on the market

The savings I have with zopa are far better and easier than my current bank and my wife's bank. They provide you with a phone app which is really easy to use and you can start as many different savings account as you want, from immediate access to a 95 day access. Can't fault them and highly recommend them to all my family and friends. Reviewed on: 3rd April 2023

Great app for savings

Competitive app for savings great product - easy to use and good rates Reviewed on: 3rd April 2023

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